Details about Joanne W. Hsu

Access statistics for papers by Joanne W. Hsu.

Last updated 2024-03-07. Update your information in the RePEc Author Service.

Short-id: phs47

Working Papers

2025

1. Personal Tax Changes and Financial Well-Being: Evidence from the Tax Cuts and Jobs Act
   CESifo Working Paper Series, CESifo
   Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2024)

2024

2. Does it Pay to Send Multiple Pre-Paid Incentives? Evidence from a Randomized Experiment
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
3. The influence of gasoline and food prices on consumer expectations and attitudes in the COVID era
   Policy Briefs, Peterson Institute for International Economics

2020

4. Confidence, Financial Literacy and Investment in Risky Assets: Evidence from the Survey of Consumer Finances
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (4)
   Also in Working and Discussion Papers, Research Department, National Bank of Slovakia (2020) View citations (6)
5. Dementia Harms Household Finances Years before Clinical Recognition
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.)
6. Disparities in Wealth by Race and Ethnicity in the 2019 Survey of Consumer Finances
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.) View citations (21)
7. Financial Profiles of Workers Most Vulnerable to Coronavirus-Related Earnings Loss in the Spring of 2020
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (3)

2019

8. Consumer Credit Events Before and After Dementia Diagnosis
   Working Papers, University of Michigan, Michigan Retirement Research Center

2018

9. A Wealthless Recovery? Asset Ownership and the Uneven Recovery from the Great Recession
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.)
10. Where’s the Money Going? The Importance of Accounting for Rent Payments in Measuring a Household's Financial Obligations
    FEDS Notes, Board of Governors of the Federal Reserve System (U.S.)

2017

11. Heaping at Round Numbers on Financial Questions: The Role of Satisficing
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (12)
12. Minimum Wages and Consumer Credit: Impacts on Access to Credit and Traditional and High-Cost Borrowing
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (2)
13. Recent Trends in Wealth-Holding by Race and Ethnicity: Evidence from the Survey of Consumer Finances
    FEDS Notes, Board of Governors of the Federal Reserve System (U.S.) View citations (13)

2015

14. Mode effects in mixed-mode economic surveys: Insights from a randomized experiment
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
15. Why Boomerang? Debt, Access to Credit, and Parental Co-residence among Young Adults
    FEDS Notes, Board of Governors of the Federal Reserve System (U.S.) View citations (2)

2014

16. Changes in U.S. Family Finances from 2010 to 2013: Evidence from the Survey of Consumer Finances
    Reports and Studies, Board of Governors of the Federal Reserve System (U.S.) View citations (28)
    See also Journal Article Changes in U.S. Family Finances from 2010 to 2013: Evidence from the Survey of Consumer Finances, Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.) (2014) View citations (6) (2014)
17. Positive Externalities of Social Insurance: Unemployment Insurance and Consumer Credit
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (26)
18. Returning to the Nest: Debt and Parental Co-residence Among Young Adults
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (25)
    See also Journal Article Returning to the nest: Debt and parental co-residence among young adults, Labour Economics, Elsevier (2018) View citations (28) (2018)

2013

19. Analysis of wealth using micro and macro data: a comparison of the Survey of Consumer Finances and Flow of Funds Accounts
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (3)
    See also Chapter Analysis of Wealth Using Micro- and Macrodata: A Comparison of the Survey of Consumer Finances and Flow of Funds Accounts, NBER Chapters, National Bureau of Economic Research, Inc (2014) View citations (27) (2014)
20. Dementia risk and financial decision making by older households: the impact of information
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (12)
    See also Journal Article Dementia Risk and Financial Decision Making by Older Households: The Impact of Information, Journal of Human Capital, University of Chicago Press (2013) View citations (15) (2013)

2011

21. Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy
    NFI Working Papers, Indiana State University, Scott College of Business, Networks Financial Institute View citations (20)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2011) View citations (12)
    See also Journal Article Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy, Journal of Human Resources, University of Wisconsin Press (2016) View citations (40) (2016)

Journal Articles

2023

1. The Effect of Racial Composition on Neighborhood Housing Prices: Evidence from Hurricane Katrina-Induced Migration
   Journal of Urban Economics, 2023, 134, (C) View citations (2)

2022

2. Investor confidence and high financial literacy jointly shape investments in risky assets
   Economic Modelling, 2022, 116, (C) View citations (7)

2021

3. Minimum Wages and Consumer Credit: Effects on Access and Borrowing
   (Price pass-through and the minimum wage)
   The Review of Financial Studies, 2021, 34, (5), 2549-2579 View citations (11)

2020

4. Changes in U.S. Family Finances from 2016 to 2019: Evidence from the Survey of Consumer Finances
   Federal Reserve Bulletin, 2020, 106, (5), 42 View citations (9)

2018

5. Returning to the nest: Debt and parental co-residence among young adults
   Labour Economics, 2018, 54, (C), 225-236 View citations (28)
   See also Working Paper Returning to the Nest: Debt and Parental Co-residence Among Young Adults, Finance and Economics Discussion Series (2014) View citations (25) (2014)
6. Unemployment Insurance as a Housing Market Stabilizer
   American Economic Review, 2018, 108, (1), 49-81 View citations (66)

2017

7. A test of web and mail mode effects in a financially sensitive survey of older Americans
   Journal of Economic and Social Measurement, 2017, (2), 151-169
8. Changes in U.S. Family Finances from 2013 to 2016: Evidence from the Survey of Consumer Finances
   Federal Reserve Bulletin, 2017, 103, (3) View citations (17)

2016

9. Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy
   Journal of Human Resources, 2016, 51, (4), 1036-1067 View citations (40)
   See also Working Paper Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy, NFI Working Papers (2011) View citations (20) (2011)

2014

10. Changes in U.S. Family Finances from 2010 to 2013: Evidence from the Survey of Consumer Finances
    Federal Reserve Bulletin, 2014, 100, (4) View citations (6)
    See also Working Paper Changes in U.S. Family Finances from 2010 to 2013: Evidence from the Survey of Consumer Finances, Reports and Studies (2014) View citations (28) (2014)
11. The State of Young Adults’ Balance Sheets: Evidence from the Survey of Consumer Finances
    Review, 2014, 96, (4), 305-330 View citations (13)

2013

12. Dementia Risk and Financial Decision Making by Older Households: The Impact of Information
    Journal of Human Capital, 2013, 7, (4), 340 - 377 View citations (15)
    See also Working Paper Dementia risk and financial decision making by older households: the impact of information, Finance and Economics Discussion Series (2013) View citations (12) (2013)

Chapters

2014

1. Analysis of Wealth Using Micro- and Macrodata: A Comparison of the Survey of Consumer Finances and Flow of Funds Accounts
   A chapter in Measuring Economic Sustainability and Progress, 2014, pp 245-274 View citations (27)
   See also Working Paper Analysis of wealth using micro and macro data: a comparison of the Survey of Consumer Finances and Flow of Funds Accounts, Board of Governors of the Federal Reserve System (U.S.) (2013) View citations (3) (2013)