Details about Jonathan Morduch

Homepage:	https://wp.nyu.edu/jmorduch/
Phone:	(212) 998-7515
Workplace:	Wagner Graduate School of Public Service, New York University (NYU), (more information at EDIRC) Department of Economics, New York University (NYU), (more information at EDIRC)

Access statistics for papers by Jonathan Morduch.

Last updated 2023-12-05. Update your information in the RePEc Author Service.

Short-id: pmo75

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Working Papers

2024

1. Household Responses to Guaranteed Income: Experimental Evidence from Compton, California
   NBER Working Papers, National Bureau of Economic Research, Inc
2. Selecting Experimental Sites for External Validity
   Papers, arXiv.org View citations (1)
3. The Social Meaning of Mobile Money: Earmarking Reduces the Willingness to Spend in Migrant Households
   Working Papers, Florida International University, Department of Economics
   See also Journal Article The social meaning of mobile money: Earmarking reduces the willingness to spend in migrant households, Journal of Economic Behavior & Organization, Elsevier (2024) (2024)

2023

4. The Social Meaning of Mobile Money: Willingness to Pay with Mobile Money in Bangladesh
   Working Papers, Florida International University, Department of Economics View citations (1)

2021

5. Narrowing the Gender Gap in Mobile Banking
   Working Papers, Florida International University, Department of Economics View citations (3)
   See also Journal Article Narrowing the gender gap in mobile banking, Journal of Economic Behavior & Organization, Elsevier (2022) View citations (11) (2022)

2018

6. Earning to Give: Occupational Choice for Effective Altruists
   Working Papers CEB, ULB -- Universite Libre de Bruxelles View citations (1)

2017

7. Microfinance and economic development
   Policy Research Working Paper Series, The World Bank View citations (19)

2016

8. The microfinance business model: enduring subsidy and modest profit
   Policy Research Working Paper Series, The World Bank View citations (6)
   See also Journal Article The Microfinance Business Model: Enduring Subsidy and Modest Profit, The World Bank Economic Review, World Bank (2018) View citations (29) (2018)

2013

9. Banks and Microbanks
   CEI Working Paper Series, Center for Economic Institutions, Institute of Economic Research, Hitotsubashi University View citations (8)
   Also in Policy Research Working Paper Series, The World Bank (2009) View citations (3)
   See also Journal Article Banks and Microbanks, Journal of Financial Services Research, Springer (2014) View citations (36) (2014)
10. Substitution Bias and External Validity: Why an Innovative Anti-poverty Program Showed no Net Impact
    CEI Working Paper Series, Center for Economic Institutions, Institute of Economic Research, Hitotsubashi University View citations (4)

2012

11. Failure vs. Displacement: Why An Innovative Anti-Poverty Program Showed No Net Impact
    PRIMCED Discussion Paper Series, Institute of Economic Research, Hitotsubashi University View citations (9)
    Also in CEI Working Paper Series, Center for Economic Institutions, Institute of Economic Research, Hitotsubashi University (2012) View citations (9)

2010

12. Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (4)
    Also in Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies (2008) View citations (16)
    See also Journal Article Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India, American Economic Review, American Economic Association (2012) View citations (166) (2012)

2009

13. Does regulatory supervision curtail microfinance profitability and outreach ?
    Policy Research Working Paper Series, The World Bank View citations (4)
    See also Journal Article Does Regulatory Supervision Curtail Microfinance Profitability and Outreach?, World Development, Elsevier (2011) View citations (125) (2011)
14. Microfinance tradeoffs: regulation, competition, and financing
    Policy Research Working Paper Series, The World Bank View citations (1)
    See also Chapter Microfinance Trade-Offs: Regulation, Competition and Financing, World Scientific Book Chapters, World Scientific Publishing Co. Pte. Ltd. (2011) View citations (5) (2011)
15. The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence
    Working Papers, Center for Global Development View citations (86)
    See also Journal Article The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence, Journal of Development Studies, Taylor & Francis Journals (2014) View citations (58) (2014)
16. The psychology of microinsurance small changes can make a surprising difference
    ILO Working Papers, International Labour Organization

2008

17. Microfinance meets the market
    Policy Research Working Paper Series, The World Bank View citations (18)
    See also Chapter Microfinance meets the market, Contemporary Studies in Economic and Financial Analysis, Emerald Group Publishing Limited (2009) View citations (17) (2009)
    Journal Article Microfinance Meets the Market, Journal of Economic Perspectives, American Economic Association (2009) View citations (243) (2009)

2006

18. Financial performance and outreach: a global analysis of leading microbanks
    Policy Research Working Paper Series, The World Bank View citations (31)
    See also Journal Article Financial performance and outreach: a global analysis of leading microbanks, Economic Journal, Royal Economic Society (2007) View citations (324) (2007)
19. Microfinance Games
    Center Discussion Papers, Yale University, Economic Growth Center View citations (2)
    Also in Policy Research Working Paper Series, The World Bank (2006) View citations (33)
    Working Papers, Economic Growth Center, Yale University (2006) View citations (25)
    Framed Field Experiments, The Field Experiments Website (2006) View citations (3)
    Working Papers, The Field Experiments Website (2006) View citations (20)
    See also Journal Article Microfinance Games, American Economic Journal: Applied Economics, American Economic Association (2010) View citations (74) (2010)

2005

20. Do interest rates matter? credit demand in the Dhaka Slums
    MPRA Paper, University Library of Munich, Germany View citations (37)
    See also Journal Article Do interest rates matter? Credit demand in the Dhaka slums, Journal of Development Economics, Elsevier (2012) View citations (57) (2012)

2002

21. Consumption Smoothing Across Space: Testing Theories of Risk-Sharing in the ICRISAT Study Region of South India
    WIDER Working Paper Series, World Institute for Development Economic Research (UNU-WIDER) View citations (5)
22. Measuring Vulnerability to Poverty
    WIDER Working Paper Series, World Institute for Development Economic Research (UNU-WIDER) View citations (42)

2001

23. Replicating Microfinance in the United States: Opportunities and Challenges
    Development and Comp Systems, University Library of Munich, Germany View citations (7)
24. Strengthening public safety nets: Can the informal sector show the way?
    FCND briefs, International Food Policy Research Institute (IFPRI) View citations (8)
    Also in FCND discussion papers, International Food Policy Research Institute (IFPRI) (2001) View citations (2)

1998

25. Does Microfinance Really Help the Poor? New Evidence from Flagship Programs in Bangladesh
    Working Papers, Princeton University, Woodrow Wilson School of Public and International Affairs, Research Program in Development Studies. View citations (177)
26. Politics, Growth and Inequality in Rural China: Does It Pay To Join the Party?
    Harvard Institute of Economic Research Working Papers, Harvard - Institute of Economic Research View citations (1)
    See also Journal Article Politics, growth, and inequality in rural China: does it pay to join the Party?, Journal of Public Economics, Elsevier (2000) View citations (60) (2000)
27. Rethinking Inequality Decomposition, with Evidence from Rural China
    Harvard Institute of Economic Research Working Papers, Harvard - Institute of Economic Research View citations (17)
    See also Journal Article Rethinking Inequality Decomposition, With Evidence from Rural China, Economic Journal, Royal Economic Society (2002) View citations (237) (2002)
28. The Microfinance Schism
    Working Papers, Harvard - Institute for International Development View citations (11)
    See also Journal Article The Microfinance Schism, World Development, Elsevier (2000) View citations (225) (2000)

1996

29. POVERTY AND THE POPULATION PROBLEM:EVIDENCE FROM BANGLADESH
    Harvard Institute for International Development (HIID) Papers, Harvard University, Kennedy School of Government View citations (1)
30. Sibling Rivalry, Resource Constraints and the Health of Children
    Harvard Institute of Economic Research Working Papers, Harvard - Institute of Economic Research View citations (1)

1995

31. A Positive Measure of Poverty
    Working Papers, Harvard - Institute for International Development
32. Income Smoothing and Consumption Smoothing
    Harvard Institute of Economic Research Working Papers, Harvard - Institute of Economic Research View citations (686)
    Also in Working Papers, Harvard - Institute for International Development (1995) View citations (701)
    See also Journal Article Income Smoothing and Consumption Smoothing, Journal of Economic Perspectives, American Economic Association (1995) View citations (729) (1995)
33. Poverty and Vulnerability
    Working Papers, Harvard - Institute for International Development View citations (7)
    See also Journal Article Poverty and Vulnerability, American Economic Review, American Economic Association (1994) View citations (182) (1994)
34. Using Mixture Models to Detect Sex Bias in Health Outcomes in Bangladesh
    Harvard Institute of Economic Research Working Papers, Harvard - Institute of Economic Research View citations (1)
    Also in Working Papers, Harvard - Institute for International Development (1995) View citations (1)
    See also Journal Article Using mixture models to detect sex bias in health outcomes in Bangladesh, Journal of Econometrics, Elsevier (1997) View citations (43) (1997)

1993

35. A Model of Price Liberalization in Russia
    Harvard Institute of Economic Research Working Papers, Harvard - Institute of Economic Research
36. Identifying Sex Bias in the Allocation of Household Resources: Evidence from Linked Household Surveys from Bangladesh
    Harvard Institute of Economic Research Working Papers, Harvard - Institute of Economic Research View citations (22)

Journal Articles

2024

1. The social meaning of mobile money: Earmarking reduces the willingness to spend in migrant households
   Journal of Economic Behavior & Organization, 2024, 221, (C), 675-688
   See also Working Paper The Social Meaning of Mobile Money: Earmarking Reduces the Willingness to Spend in Migrant Households, Working Papers (2024) (2024)
2. What win–win lost: rethinking microfinance subsidy in the past and designing for the future
   Oxford Review of Economic Policy, 2024, 40, (1), 44-53

2022

3. A dialogue on the future of microfinance and international development
   Mondes en développement, 2022, n° 199-200, (3), 419-434
4. Narrowing the gender gap in mobile banking
   Journal of Economic Behavior & Organization, 2022, 193, (C), 276-293 View citations (11)
   See also Working Paper Narrowing the Gender Gap in Mobile Banking, Working Papers (2021) View citations (3) (2021)

2021

5. Migration, externalities, and the diffusion of COVID-19 in South Asia☆
   Journal of Public Economics, 2021, 193, (C) View citations (7)
6. Poverty and Migration in the Digital Age: Experimental Evidence on Mobile Banking in Bangladesh
   American Economic Journal: Applied Economics, 2021, 13, (1), 38-71 View citations (63)

2020

7. COVID-19 and the future of microfinance: evidence and insights from Pakistan
   Oxford Review of Economic Policy, 2020, 36, (Supplement_1), S138-S168 View citations (13)
8. Why RCTs failed to answer the biggest questions about microcredit impact
   World Development, 2020, 127, (C) View citations (11)

2019

9. Paying in pieces: A natural experiment on demand for life insurance under different payment schemes
   Journal of Development Economics, 2019, 139, (C), 69-77 View citations (1)

2018

10. The Microfinance Business Model: Enduring Subsidy and Modest Profit
    The World Bank Economic Review, 2018, 32, (2), 221-244 View citations (29)
    See also Working Paper The microfinance business model: enduring subsidy and modest profit, Policy Research Working Paper Series (2016) View citations (6) (2016)

2017

11. Bringing winners and losers into the classroom
    The Journal of Economic Education, 2017, 48, (1), 31-33

2015

12. Failure vs. displacement: Why an innovative anti-poverty program showed no net impact in South India
    Journal of Development Economics, 2015, 116, (C), 1-16 View citations (25)

2014

13. Banks and Microbanks
    Journal of Financial Services Research, 2014, 46, (1), 1-53 View citations (36)
    See also Working Paper Banks and Microbanks, CEI Working Paper Series (2013) View citations (8) (2013)
14. The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence
    Journal of Development Studies, 2014, 50, (4), 583-604 View citations (58)
    See also Working Paper The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence, Working Papers (2009) View citations (86) (2009)

2013

15. Is Micro too Small? Microcredit vs. SME Finance
    World Development, 2013, 43, (C), 288-297 View citations (22)

2012

16. Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India
    American Economic Review, 2012, 102, (2), 1118-39 View citations (166)
    See also Working Paper Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India, IZA Discussion Papers (2010) View citations (4) (2010)
17. Do interest rates matter? Credit demand in the Dhaka slums
    Journal of Development Economics, 2012, 97, (2), 437-449 View citations (57)
    See also Working Paper Do interest rates matter? credit demand in the Dhaka Slums, MPRA Paper (2005) View citations (37) (2005)

2011

18. Does Regulatory Supervision Curtail Microfinance Profitability and Outreach?
    World Development, 2011, 39, (6), 949-965 View citations (125)
    See also Working Paper Does regulatory supervision curtail microfinance profitability and outreach ?, Policy Research Working Paper Series (2009) View citations (4) (2009)
19. Microfinance and Social Investment
    Annual Review of Financial Economics, 2011, 3, (1), 407-434 View citations (14)

2010

20. Borrowing to Save
    Journal of Globalization and Development, 2010, 1, (2), 11 View citations (12)
21. Microfinance Games
    American Economic Journal: Applied Economics, 2010, 2, (3), 60-95 View citations (74)
    See also Working Paper Microfinance Games, Center Discussion Papers (2006) View citations (2) (2006)

2009

22. Microfinance Meets the Market
    Journal of Economic Perspectives, 2009, 23, (1), 167-92 View citations (243)
    See also Working Paper Microfinance meets the market, Policy Research Working Paper Series (2008) View citations (18) (2008)
    Chapter Microfinance meets the market, Contemporary Studies in Economic and Financial Analysis, 2009, 1-30 (2009) View citations (17) (2009)

2008

23. The Unbanked: Evidence from Indonesia
    The World Bank Economic Review, 2008, 22, (3), 517-537 View citations (41)

2007

24. Financial performance and outreach: a global analysis of leading microbanks
    Economic Journal, 2007, 117, (517), F107-F133 View citations (324)
    See also Working Paper Financial performance and outreach: a global analysis of leading microbanks, Policy Research Working Paper Series (2006) View citations (31) (2006)
25. From Microfinance to m-Finance Innovations Case Discussion: M-PESA
    Innovations: Technology, Governance, Globalization, 2007, 2, (1-2), 82-90 View citations (7)

2002

26. Rethinking Inequality Decomposition, With Evidence from Rural China
    Economic Journal, 2002, 112, (476), 93-106 View citations (237)
    See also Working Paper Rethinking Inequality Decomposition, with Evidence from Rural China, Harvard Institute of Economic Research Working Papers (1998) View citations (17) (1998)
27. Strengthening Public Safety Nets from the Bottom Up
    Development Policy Review, 2002, 20, (5), 569-588 View citations (14)

2000

28. Microfinance Beyond Group Lending
    The Economics of Transition, 2000, 8, (2), 401-420 View citations (142)
29. Politics, growth, and inequality in rural China: does it pay to join the Party?
    Journal of Public Economics, 2000, 77, (3), 331-356 View citations (60)
    See also Working Paper Politics, Growth and Inequality in Rural China: Does It Pay To Join the Party?, Harvard Institute of Economic Research Working Papers (1998) View citations (1) (1998)
30. Sibling Rivalry in Africa
    American Economic Review, 2000, 90, (2), 405-409 View citations (80)
31. The Microfinance Schism
    World Development, 2000, 28, (4), 617-629 View citations (225)
    See also Working Paper The Microfinance Schism, Working Papers (1998) View citations (11) (1998)

1999

32. Between the State and the Market: Can Informal Insurance Patch the Safety Net?
    The World Bank Research Observer, 1999, 14, (2), 187-207 View citations (218)
33. Sibling rivalry and the gender gap: Evidence from child health outcomes in Ghana
    Journal of Population Economics, 1998, 11, (4), 471-493 View citations (27)
34. The Microfinance Promise
    Journal of Economic Literature, 1999, 37, (4), 1569-1614 View citations (636)
35. The role of subsidies in microfinance: evidence from the Grameen Bank
    Journal of Development Economics, 1999, 60, (1), 229-248 View citations (119)

1998

36. Poverty, economic growth, and average exit time
    Economics Letters, 1998, 59, (3), 385-390 View citations (13)

1997

37. Using mixture models to detect sex bias in health outcomes in Bangladesh
    Journal of Econometrics, 1997, 77, (1), 259-276 View citations (43)
    See also Working Paper Using Mixture Models to Detect Sex Bias in Health Outcomes in Bangladesh, Harvard Institute of Economic Research Working Papers (1995) View citations (1) (1995)

1995

38. Decentralization, Externalities, and Efficiency
    The Review of Economic Studies, 1995, 62, (2), 223-247 View citations (38)
39. Income Smoothing and Consumption Smoothing
    Journal of Economic Perspectives, 1995, 9, (3), 103-114 View citations (729)
    See also Working Paper Income Smoothing and Consumption Smoothing, Harvard Institute of Economic Research Working Papers (1995) View citations (686) (1995)

1994

40. Distributional Consequences of the Russian Price Liberalization
    Economic Development and Cultural Change, 1994, 42, (3), 469-83 View citations (1)
41. Poverty and Vulnerability
    American Economic Review, 1994, 84, (2), 221-25 View citations (182)
    See also Working Paper Poverty and Vulnerability, Working Papers (1995) View citations (7) (1995)

1990

42. BOOK REVIEWS
    Contributions to Political Economy, 1990, 9, (1), 107-113

1987

43. Wheat and Maize Price Policies in Hungary: Tradeoffs between Foreign Exchange and Government Revenue
    Agricultural Economics, 1987, 1, (3), 273-290
    Also in Agricultural Economics, 1987, 1, (3), 273-290 (1987)

Books

2010

1. The Economics of Microfinance, Second Edition, vol 1
   MIT Press Books, The MIT Press View citations (340)
   Also in MIT Press Books, The MIT Press (2010) View citations (340)

2007

2. The Economics of Microfinance, vol 1
   MIT Press Books, The MIT Press View citations (117)

Chapters

2023

1. Rethinking poverty, household finance, and microfinance
   Chapter 2 in Handbook of Microfinance, Financial Inclusion and Development, 2023, pp 21-40

2011

2. Microfinance Trade-Offs: Regulation, Competition and Financing
   Chapter 7 in The Handbook Of Microfinance, 2011, pp 141-157 View citations (5)
   See also Working Paper Microfinance tradeoffs: regulation, competition, and financing, The World Bank (2009) View citations (1) (2009)

2010

3. Access to Finance
   Elsevier View citations (76)

2009

4. Microfinance meets the market
   A chapter in Moving Beyond Storytelling: Emerging Research in Microfinance, 2009, pp 1-30 View citations (17)
   See also Journal Article Microfinance Meets the Market, American Economic Association (2009) View citations (243) (2009)
   Working Paper Microfinance meets the market, The World Bank (2008) View citations (18) (2008)