Details about Karen Pence

Access statistics for papers by Karen Pence.

Last updated 2019-11-13. Update your information in the RePEc Author Service.

Short-id: ppe919

Working Papers

2020

1. Technological Innovation and Discrimination in Household Finance
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)

2019

2. The Distributional Financial Accounts
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.)

2018

3. Liquidity Crises in the Mortgage Market
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (1)
   See also Journal Article in Brookings Papers on Economic Activity (2018)

2015

4. How Much Are Car Purchases Driven by Home Equity Withdrawal?
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (1)
   See also Journal Article in Journal of Money, Credit and Banking (2019)
5. How Much Student Debt is Out There?
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.) View citations (4)
6. Wealth, Pensions, Debt, and Savings: Considerations for a Panel Survey
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
   See also Journal Article in Journal of Economic and Social Measurement (2015)

2014

7. Auto Sales and Credit Supply
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)

2011

8. Securitization markets and central banking: an evaluation of the term asset-backed securities loan facility
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (33)
   See also Journal Article in Journal of Monetary Economics (2011)

2008

9. Subprime Mortgages: What, Where, and to Whom?
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (54)
   Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2008) View citations (45)
10. The rise in mortgage defaults
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (4)
    See also Journal Article in Journal of Economic Perspectives (2009)

2006

11. Are Successive Generations Getting Wealthier, and If So, Why?Evidence from the 1990s
    MPRA Paper, University Library of Munich, Germany View citations (14)
12. Do homeowners know their house values and mortgage terms?
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (17)

2003

13. Foreclosing on opportunity: state laws and mortgage credit
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (17)
    See also Journal Article in The Review of Economics and Statistics (2006)

2002

14. 401(k)s and household saving: new evidence from the Survey of Consumer Finances
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (6)
15. Nature or nurture: why do 401(k) participants save differently than other workers?
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (3)
    See also Journal Article in National Tax Journal (2002)

1999

16. Household Saving in the '90s: Evidence from Cross-Section Wealth Surveys: Technical Paper 1999-3
    Working Papers, Congressional Budget Office View citations (2)

Journal Articles

2019

1. How Much Are Car Purchases Driven by Home Equity Withdrawal?
   Journal of Money, Credit and Banking, 2019, 51, (5), 1403-1426
   See also Working Paper (2015)

2018

2. Liquidity Crises in the Mortgage Market
   Brookings Papers on Economic Activity, 2018, 49, (1 (Spring)), 347-428 View citations (1)
   See also Working Paper (2018)

2015

3. Discussion of Brown, Stein, and Zafar
   Journal of Money, Credit and Banking, 2015, 47, (S1), 215-220
4. Wealth, pensions, debt, and savings: Considerations for a panel survey
   Journal of Economic and Social Measurement, 2015, (1-4), 151-175
   See also Working Paper (2015)

2011

5. Securitization markets and central banking: An evaluation of the term asset-backed securities loan facility
   Journal of Monetary Economics, 2011, 58, (5), 518-531 View citations (32)
   See also Working Paper (2011)

2009

6. The Rise in Mortgage Defaults
   Journal of Economic Perspectives, 2009, 23, (1), 27-50 View citations (212)
   See also Working Paper (2008)

2008

7. Do borrowers know their mortgage terms?
   Journal of Urban Economics, 2008, 64, (2), 218-233 View citations (85)

2007

8. Do youth nonmarital childbearing choices reflect income and relationship expectations?
   Journal of Population Economics, 2007, 20, (1), 73-100 View citations (17)

2006

9. Are Successive Generations Getting Wealthier, and If So, Why?
   Brookings Papers on Economic Activity, 2006, 37, (1), 155-234 View citations (10)
10. Foreclosing on Opportunity: State Laws and Mortgage Credit
    The Review of Economics and Statistics, 2006, 88, (1), 177-182 View citations (103)
    See also Working Paper (2003)
11. The Role of Wealth Transformations: An Application to Estimating the Effect of Tax Incentives on Saving
    The B.E. Journal of Economic Analysis & Policy, 2006, 5, (1), 1-26 View citations (85)

2003

12. Recent changes to a measure of U.S. household debt service
    Federal Reserve Bulletin, 2003, 89, (Oct), 417-426 View citations (24)

2002

13. Nature or Nurture: Why Do 401(K) Participants Save Differently Than Other Workers?
    National Tax Journal, 2002, 55, (3), 597-616 View citations (2)
    See also Working Paper (2002)

1999

14. HOUSEHOLD SAVING IN THE '90s: EVIDENCE FROM CROSS‐SECTION WEALTH SURVEYS
    Review of Income and Wealth, 1999, 45, (4), 435-453

Software Items

2015

1. SCFCOMBO: Stata module to estimate errors using the Survey of Consumer Finances
   Statistical Software Components, Boston College Department of Economics