Details about Karen Pence

Access statistics for papers by Karen Pence.

Last updated 2024-10-08. Update your information in the RePEc Author Service.

Short-id: ppe919

Working Papers

2022

1. Crisis Liquidity Facilities with Nonbank Counterparties: Lessons from the Term Asset-Backed Securities Loan Facility
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
2. Liquidity in the Mortgage Market: How does the COVID-19 Crisis Compare with the Global Financial Crisis?
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (5)
   See also Journal Article Liquidity in the mortgage market: How does the COVID‐19 crisis compare with the global financial crisis?, Real Estate Economics, American Real Estate and Urban Economics Association (2022) View citations (1) (2022)

2021

3. Improving the Measurement of Racial and Ethnic Disparities in the Survey of Consumer Finances
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.) View citations (1)

2020

4. Technological Innovation and Discrimination in Household Finance
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (7)
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2020) View citations (9)
   See also Chapter Technological Innovation and Discrimination in Household Finance, Springer Books, Springer (2021) View citations (2) (2021)

2019

5. The Distributional Financial Accounts
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.) View citations (2)

2018

6. Liquidity Crises in the Mortgage Market
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (6)
   See also Journal Article Liquidity Crises in the Mortgage Market, Brookings Papers on Economic Activity, Economic Studies Program, The Brookings Institution (2018) View citations (27) (2018)

2015

7. How Much Are Car Purchases Driven by Home Equity Withdrawal?
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (2)
   See also Journal Article How Much Are Car Purchases Driven by Home Equity Withdrawal?, Journal of Money, Credit and Banking, Blackwell Publishing (2019) View citations (4) (2019)
8. How Much Student Debt is Out There?
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.) View citations (7)
9. Wealth, Pensions, Debt, and Savings: Considerations for a Panel Survey
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
   See also Journal Article Wealth, pensions, debt, and savings: Considerations for a panel survey, Journal of Economic and Social Measurement, IOS Press (2015) View citations (4) (2015)

2014

10. Auto Sales and Credit Supply
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)

2011

11. Securitization markets and central banking: an evaluation of the term asset-backed securities loan facility
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (50)
    See also Journal Article Securitization markets and central banking: An evaluation of the term asset-backed securities loan facility, Journal of Monetary Economics, Elsevier (2011) View citations (57) (2011)

2008

12. Subprime Mortgages: What, Where, and to Whom?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (118)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2008) View citations (51)
13. The rise in mortgage defaults
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (4)
    See also Journal Article The Rise in Mortgage Defaults, Journal of Economic Perspectives, American Economic Association (2009) View citations (296) (2009)

2006

14. Are Successive Generations Getting Wealthier, and If So, Why?Evidence from the 1990s
    MPRA Paper, University Library of Munich, Germany View citations (35)
15. Do homeowners know their house values and mortgage terms?
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (19)

2003

16. Foreclosing on opportunity: state laws and mortgage credit
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (17)
    See also Journal Article Foreclosing on Opportunity: State Laws and Mortgage Credit, The Review of Economics and Statistics, MIT Press (2006) View citations (150) (2006)

2002

17. 401(k)s and household saving: new evidence from the Survey of Consumer Finances
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
18. Nature or nurture: why do 401(k) participants save differently than other workers?
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
    See also Journal Article Nature or Nurture: Why Do 401(K) Participants Save Differently Than Other Workers?, National Tax Journal, National Tax Association (2002) View citations (10) (2002)

1999

19. Household Saving in the '90s: Evidence from Cross-Section Wealth Surveys: Technical Paper 1999-3
    Working Papers, Congressional Budget Office View citations (15)

Journal Articles

2022

1. Liquidity in the mortgage market: How does the COVID‐19 crisis compare with the global financial crisis?
   Real Estate Economics, 2022, 50, (6), 1405-1424 View citations (1)
   See also Working Paper Liquidity in the Mortgage Market: How does the COVID-19 Crisis Compare with the Global Financial Crisis?, Finance and Economics Discussion Series (2022) View citations (5) (2022)
2. Nonbanks and Mortgage Securitization
   Annual Review of Financial Economics, 2022, 14, (1), 137-166 View citations (2)

2019

3. How Much Are Car Purchases Driven by Home Equity Withdrawal?
   Journal of Money, Credit and Banking, 2019, 51, (5), 1403-1426 View citations (4)
   See also Working Paper How Much Are Car Purchases Driven by Home Equity Withdrawal?, Finance and Economics Discussion Series (2015) View citations (2) (2015)

2018

4. Liquidity Crises in the Mortgage Market
   Brookings Papers on Economic Activity, 2018, 49, (1 (Spring)), 347-428 View citations (27)
   See also Working Paper Liquidity Crises in the Mortgage Market, Finance and Economics Discussion Series (2018) View citations (6) (2018)
5. Preface
   The ANNALS of the American Academy of Political and Social Science, 2018, 680, (1), 7-8

2015

6. Discussion of Brown, Stein, and Zafar
   Journal of Money, Credit and Banking, 2015, 47, (S1), 215-220
7. Wealth, pensions, debt, and savings: Considerations for a panel survey
   Journal of Economic and Social Measurement, 2015, (1-4), 151-175 View citations (4)
   See also Working Paper Wealth, Pensions, Debt, and Savings: Considerations for a Panel Survey, Finance and Economics Discussion Series (2015) (2015)

2011

8. Securitization markets and central banking: An evaluation of the term asset-backed securities loan facility
   Journal of Monetary Economics, 2011, 58, (5), 518-531 View citations (57)
   See also Working Paper Securitization markets and central banking: an evaluation of the term asset-backed securities loan facility, Finance and Economics Discussion Series (2011) View citations (50) (2011)

2009

9. The Rise in Mortgage Defaults
   Journal of Economic Perspectives, 2009, 23, (1), 27-50 View citations (296)
   See also Working Paper The rise in mortgage defaults, Finance and Economics Discussion Series (2008) View citations (4) (2008)

2008

10. Do borrowers know their mortgage terms?
    Journal of Urban Economics, 2008, 64, (2), 218-233 View citations (124)

2007

11. Do youth nonmarital childbearing choices reflect income and relationship expectations?
    Journal of Population Economics, 2007, 20, (1), 73-100 View citations (20)

2006

12. Are Successive Generations Getting Wealthier, and If So, Why?
    Brookings Papers on Economic Activity, 2006, 37, (1), 155-234 View citations (33)
13. Foreclosing on Opportunity: State Laws and Mortgage Credit
    The Review of Economics and Statistics, 2006, 88, (1), 177-182 View citations (150)
    See also Working Paper Foreclosing on opportunity: state laws and mortgage credit, Finance and Economics Discussion Series (2003) View citations (17) (2003)
14. The Role of Wealth Transformations: An Application to Estimating the Effect of Tax Incentives on Saving
    The B.E. Journal of Economic Analysis & Policy, 2006, 5, (1), 26 View citations (3)
    Also in The B.E. Journal of Economic Analysis & Policy, 2006, 5, (1), 26 (2006) View citations (215)

2003

15. Recent changes to a measure of U.S. household debt service
    Federal Reserve Bulletin, 2003, 89, (Oct), 417-426 View citations (29)

2002

16. Nature or Nurture: Why Do 401(K) Participants Save Differently Than Other Workers?
    National Tax Journal, 2002, 55, (3), 597-616 View citations (10)
    See also Working Paper Nature or nurture: why do 401(k) participants save differently than other workers?, Finance and Economics Discussion Series (2002) View citations (9) (2002)

1999

17. HOUSEHOLD SAVING IN THE '90s: EVIDENCE FROM CROSS‐SECTION WEALTH SURVEYS
    Review of Income and Wealth, 1999, 45, (4), 435-453 View citations (1)

Chapters

2021

1. Technological Innovation and Discrimination in Household Finance
   Springer View citations (2)
   See also Working Paper Technological Innovation and Discrimination in Household Finance, Board of Governors of the Federal Reserve System (U.S.) (2020) View citations (7) (2020)

Software Items

2015

1. SCFCOMBO: Stata module to estimate errors using the Survey of Consumer Finances
   Statistical Software Components, Boston College Department of Economics