Details about Raffaella Pico

Access statistics for papers by Raffaella Pico.

Last updated 2025-05-19. Update your information in the RePEc Author Service.

Short-id: ppi578

Working Papers

2025

1. Commercial real estate loans in Europe: does loan-to-value at origination predict default risk?
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area

2023

2. To eat or to heat: are energy bills squeezing people's spending?
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (1)

2019

3. The expansion of consumer credit in Italy and in the Euro Area: what are the drivers and the risks?
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (2)

2015

4. The real estate market, the supply chain and credit: the effects of the great recession
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area

2014

5. Consumer credit during the crisis: evidence from contracts
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (2)
6. The household credit market after five years of crisis: evidence from the survey on income and wealth
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (2)

2013

7. Main results of the Household Finance and Consumption Survey: Italy in the international context
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (2)

2012

8. Crisis and Italian households: a microeconomic analysis of mortgage contracts
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (2)
9. Italian household debt after the 2008 crisis
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (5)

2011

10. Which households use consumer credit in Europe?
    Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (19)

2010

11. The rise of risk-based pricing of mortgage interest rates in Italy
    Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area View citations (11)
    See also Journal Article The rise of risk-based pricing of mortgage interest rates in Italy, Journal of Banking & Finance, Elsevier (2011) View citations (28) (2011)

Journal Articles

2022

1. The Expansion of Consumer Credit in Italy and the Main Euro Area Countries
   European Review, 2022, 30, (3), 322-352 View citations (1)

2011

2. The rise of risk-based pricing of mortgage interest rates in Italy
   Journal of Banking & Finance, 2011, 35, (5), 1277-1290 View citations (28)
   See also Working Paper The rise of risk-based pricing of mortgage interest rates in Italy, Temi di discussione (Economic working papers) (2010) View citations (11) (2010)