Details about Dubravka Ritter

Access statistics for papers by Dubravka Ritter.

Last updated 2024-05-07. Update your information in the RePEc Author Service.

Short-id: pri272

Working Papers

2025

1. Predicting College Closures and Financial Distress
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
   Also in Working Papers, Federal Reserve Bank of Philadelphia (2024)
   NBER Working Papers, National Bureau of Economic Research, Inc (2024)
   See also Chapter Predicting College Closures and Financial Distress, NBER Chapters, National Bureau of Economic Research, Inc (2024) (2024)

2024

2. Navigating Higher Education Insurance: An Experimental Study on Demand and Adverse Selection
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2024)
   Working Papers, Federal Reserve Bank of Philadelphia (2024)

2022

3. The Racial Wealth Gap, Financial Aid, and College Access
   Working Papers, Federal Reserve Bank of Philadelphia View citations (1)
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2022) View citations (1)
   See also Journal Article The racial wealth gap, financial aid, and college access, Journal of Policy Analysis and Management, John Wiley & Sons, Ltd. (2024) (2024)

2021

4. Financial Consequences of Severe Identity Theft in the U.S
   Working Papers, Federal Reserve Bank of Philadelphia
5. The Lingering Fiscal Effects of the COVID-19 Pandemic on Higher Education
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia

2020

6. Financial Consequences of Identity Theft
   Working Papers, Federal Reserve Bank of Philadelphia

2019

7. Financial Consequences of Identity Theft: Evidence from Consumer Credit Bureau Records
   Working Papers, Federal Reserve Bank of Philadelphia
8. Modern Income-Share Agreements in Postsecondary Education: Features, Theory, Applications
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia

2017

9. Strategic Default Among Private Student Loan Debtors: Evidence from Bankruptcy Reform
   Working Papers, Federal Reserve Bank of Philadelphia
   See also Journal Article Strategic Default Among Private Student Loan Debtors: Evidence from Bankruptcy Reform, Education Finance and Policy, MIT Press (2020) (2020)

2016

10. IDENTITY THEFT AS A TEACHABLE MOMENT
    Working Papers, Federal Reserve Bank of Philadelphia View citations (2)
    Also in Working Papers, Federal Reserve Bank of Philadelphia (2014) View citations (2)

2015

11. Do student loan borrowers opportunistically default? Evidence from bankruptcy reform
    Working Papers, Federal Reserve Bank of Philadelphia View citations (2)

2014

12. Consumer financial protection regulations: how do they measure up?
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia
13. Consumer use of fraud alerts and credit freezes: an empirical analysis
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (3)
14. Fair lending analysis of credit cards
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (4)

2012

15. Do we still need the Equal Credit Opportunity Act?
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (2)

Journal Articles

2024

1. The racial wealth gap, financial aid, and college access
   Journal of Policy Analysis and Management, 2024, 43, (2), 555-581
   See also Working Paper The Racial Wealth Gap, Financial Aid, and College Access, Working Papers (2022) View citations (1) (2022)

2021

2. Summary of the Symposium on Institutions of Higher Education: Financial Viability and COVID-19
   Consumer Finance Institute conference summaries, 2021, 6

2020

3. Strategic Default Among Private Student Loan Debtors: Evidence from Bankruptcy Reform
   Education Finance and Policy, 2020, 15, (3), 487-517
   See also Working Paper Strategic Default Among Private Student Loan Debtors: Evidence from Bankruptcy Reform, Working Papers (2017) (2017)

Chapters

2024

1. Predicting College Closures and Financial Distress
   A chapter in Financing Institutions of Higher Education, 2024
   See also Working Paper Predicting College Closures and Financial Distress, Board of Governors of the Federal Reserve System (U.S.) (2025) (2025)