Details about Alain Sauviat

Access statistics for papers by Alain Sauviat.

Last updated 2026-04-12. Update your information in the RePEc Author Service.

Short-id: psa2216

Working Papers

2024

1. Is Fintech Good for Bank Performance? The Case of Mobile Money in the East African Community
   Post-Print, HAL View citations (1)
   Also in Working Papers, HAL (2019) View citations (7)
   See also Journal Article Is Fintech Good for Bank Performance? The Case of Mobile Money in the East African Community, International Journal of Finance & Economics, John Wiley & Sons, Ltd. (2025) (2025)
2. Regulatory bank stress test results: Do scenario characteristics and time horizons affect the market valuation of bank default risk?
   Working Papers, HAL

2022

3. Benefits of local banking in local economic development: Disparities between micro firms and other SMEs
   Post-Print, HAL View citations (5)
   See also Journal Article Benefits of local banking in local economic development: Disparities between micro firms and other SMEs, Journal of Banking & Finance, Elsevier (2022) View citations (10) (2022)
4. How does regulation affect the organizational form of foreign banks' presence in developing versus developed countries?
   Post-Print, HAL View citations (1)
   See also Journal Article How does regulation affect the organizational form of foreign banks' presence in developing versus developed countries?, International Journal of Finance & Economics, John Wiley & Sons, Ltd. (2022) View citations (1) (2022)

2021

5. Do CDS Maturities Matter in the Evaluation of the Information Content of Regulatory Banking Stress Tests? Evidence from European and US Stress Tests
   Post-Print, HAL
   Also in Post-Print, HAL (2020)
   Working Papers, HAL (2021)
   See also Journal Article Do CDS Maturities Matter in the Evaluation of the Information Content of Regulatory Banking Stress Tests? Evidence from European and US Stress Tests, Revue économique, Presses de Sciences-Po (2021) (2021)
6. Friends or Foes? Mobile money interaction with formal and informal finance
   Post-Print, HAL
   Also in Working Papers, HAL (2019) View citations (1)
   See also Journal Article Friends or Foes? Mobile money interaction with formal and informal finance, Telecommunications Policy, Elsevier (2021) View citations (5) (2021)
7. How organizational and geographic complexity influence performance: Evidence from European banks
   Post-Print, HAL View citations (6)
   Also in Working Papers, HAL (2020) View citations (2)
   See also Journal Article How organizational and geographic complexity influence performance: Evidence from European banks, Journal of Financial Stability, Elsevier (2021) View citations (12) (2021)

2020

8. Comparative advantages of regional versus national banks in alleviating SME's financial constraints
   Post-Print, HAL View citations (2)
   See also Journal Article Comparative advantages of regional versus national banks in alleviating SME's financial constraints, International Review of Financial Analysis, Elsevier (2020) View citations (13) (2020)
9. L'invention du shadow banking
   Post-Print, HAL
10. What is the information value of bank's stress tests? An investigation using banks' bond split ratings
    Post-Print, HAL
    Also in Working Papers, HAL (2020)
    See also Journal Article What is the information value of bank's stress tests? An investigation using banks' bond split ratings, Economics Bulletin, AccessEcon (2020) View citations (1) (2020)

2018

11. Does Mobile Money Affect Saving Behaviour? Evidence from a Developing Country
    Post-Print, HAL View citations (11)
    Also in Working Papers, HAL (2017) View citations (11)
    See also Journal Article Does Mobile Money Affect Saving Behaviour? Evidence from a Developing Country, Journal of African Economies, Centre for the Study of African Economies (2018) View citations (31) (2018)

2017

12. How Does Regulation Affect the Organizational Form of Banks' Presence in Developing and Developed Countries?
    Working Papers, HAL

2016

13. Structure bancaire locale et évolution du crédit à l'échelle des départements français: l'expérience de la crise financière de 2007-2008
    Post-Print, HAL View citations (1)
    Also in Working Papers, HAL (2013)
    See also Journal Article Structure bancaire locale et évolution du crédit à l’échelle des départements français. L’expérience de la crise financière de 2007-2008, Revue économique, Presses de Sciences-Po (2016) (2016)

2012

14. Bâle 3 et la réhabilitation du ratio de levier des banques: Pourquoi et comment ?
    Post-Print, HAL
    See also Journal Article Bâle 3 et la réhabilitation du ratio de levier des banques. Pourquoi et comment ?, Revue économique, Presses de Sciences-Po (2012) (2012)
15. Contribution of Rural Banks to Regional Economic Development: Evidence from the Philippines
    Post-Print, HAL View citations (5)
    See also Journal Article Contribution of Rural Banks to Regional Economic Development: Evidence from the Philippines, Regional Studies, Taylor & Francis Journals (2012) View citations (10) (2012)

2011

16. Banking industry structure and economics activities: A regional approach for the Philippines
    Post-Print, HAL View citations (5)

2002

17. Rentabilité bancaire et taux d'intérêt de marché: Une application aux principaux systèmes bancaires européens sur la période 1988-1995
    Post-Print, HAL
    See also Journal Article Rentabilité bancaire et taux d'intérêt de marché. Une application aux principaux systèmes bancaires européens sur la période 1988-1995, Revue d'économie politique, Dalloz (2002) (2002)
18. Risk and optimal interest margins: the case of commercial banks in Central Europe
    Post-Print, HAL
    See also Chapter Risk and optimal interest margins: the case of commercial banks in Central Europe, Chapters, Edward Elgar Publishing (2002) (2002)

Journal Articles

2025

1. Is Fintech Good for Bank Performance? The Case of Mobile Money in the East African Community
   International Journal of Finance & Economics, 2025, 30, (4), 3918-3949
   See also Working Paper Is Fintech Good for Bank Performance? The Case of Mobile Money in the East African Community, Post-Print (2024) View citations (1) (2024)

2022

2. Benefits of local banking in local economic development: Disparities between micro firms and other SMEs
   Journal of Banking & Finance, 2022, 143, (C) View citations (10)
   See also Working Paper Benefits of local banking in local economic development: Disparities between micro firms and other SMEs, Post-Print (2022) View citations (5) (2022)
3. How does regulation affect the organizational form of foreign banks' presence in developing versus developed countries?
   International Journal of Finance & Economics, 2022, 27, (2), 2367-2419 View citations (1)
   See also Working Paper How does regulation affect the organizational form of foreign banks' presence in developing versus developed countries?, Post-Print (2022) View citations (1) (2022)

2021

4. Do CDS Maturities Matter in the Evaluation of the Information Content of Regulatory Banking Stress Tests? Evidence from European and US Stress Tests
   Revue économique, 2021, 72, (1), 65-102
   See also Working Paper Do CDS Maturities Matter in the Evaluation of the Information Content of Regulatory Banking Stress Tests? Evidence from European and US Stress Tests, Post-Print (2021) (2021)
5. Friends or Foes? Mobile money interaction with formal and informal finance
   Telecommunications Policy, 2021, 45, (1) View citations (5)
   See also Working Paper Friends or Foes? Mobile money interaction with formal and informal finance, Post-Print (2021) (2021)
6. How organizational and geographic complexity influence performance: Evidence from European banks
   Journal of Financial Stability, 2021, 55, (C) View citations (12)
   See also Working Paper How organizational and geographic complexity influence performance: Evidence from European banks, Post-Print (2021) View citations (6) (2021)

2020

7. Comparative advantages of regional versus national banks in alleviating SME's financial constraints
   International Review of Financial Analysis, 2020, 71, (C) View citations (13)
   See also Working Paper Comparative advantages of regional versus national banks in alleviating SME's financial constraints, Post-Print (2020) View citations (2) (2020)
8. What is the information value of bank's stress tests? An investigation using banks' bond split ratings
   Economics Bulletin, 2020, 40, (1), 485-499 View citations (1)
   See also Working Paper What is the information value of bank's stress tests? An investigation using banks' bond split ratings, Post-Print (2020) (2020)

2018

9. Does Mobile Money Affect Saving Behaviour? Evidence from a Developing Country
   Journal of African Economies, 2018, 27, (3), 285-320 View citations (31)
   See also Working Paper Does Mobile Money Affect Saving Behaviour? Evidence from a Developing Country, Post-Print (2018) View citations (11) (2018)

2016

10. Structure bancaire locale et évolution du crédit à l’échelle des départements français. L’expérience de la crise financière de 2007-2008
    Revue économique, 2016, 67, (2), 279-314
    See also Working Paper Structure bancaire locale et évolution du crédit à l'échelle des départements français: l'expérience de la crise financière de 2007-2008, Post-Print (2016) View citations (1) (2016)

2012

11. Bâle 3 et la réhabilitation du ratio de levier des banques. Pourquoi et comment ?
    Revue économique, 2012, 63, (4), 809-820
    See also Working Paper Bâle 3 et la réhabilitation du ratio de levier des banques: Pourquoi et comment ?, Post-Print (2012) (2012)
12. Contribution of Rural Banks to Regional Economic Development: Evidence from the Philippines
    Regional Studies, 2012, 46, (6), 775-791 View citations (10)
    See also Working Paper Contribution of Rural Banks to Regional Economic Development: Evidence from the Philippines, Post-Print (2012) View citations (5) (2012)

2002

13. Rentabilité bancaire et taux d'intérêt de marché. Une application aux principaux systèmes bancaires européens sur la période 1988-1995
    Revue d'économie politique, 2002, 112, (2), 275-291
    See also Working Paper Rentabilité bancaire et taux d'intérêt de marché: Une application aux principaux systèmes bancaires européens sur la période 1988-1995, Post-Print (2002) (2002)

2001

14. Marché financier et évaluation du risque bancaire. Les agences de notation contribuent-elles à améliorer la discipline de marché ?
    Revue économique, 2001, 52, (2), 265-283 View citations (1)
    Also in Revue Économique, 2001, 52, (2), 265-283 (2001) View citations (1)

1999

15. Risque et marges d'intérêt optimales des banques commerciales d'Europe centrale et orientale
    Revue Économique, 1999, 50, (6), 1255-1274 View citations (1)

1998

16. Sensibilité des résultats bancaires au taux d'intérêt
    Revue Française d'Économie, 1998, 13, (2), 169-200 View citations (4)

1991

17. The profitability of anticipated inflation in banking
    Economics Letters, 1991, 37, (1), 57-60 View citations (4)

Chapters

2002

1. Risk and optimal interest margins: the case of commercial banks in Central Europe
   Chapter 18 in Financial and Monetary Integration in the New Europe, 2002
   See also Working Paper Risk and optimal interest margins: the case of commercial banks in Central Europe, HAL (2002) (2002)