Details about Bilal Zia

Access statistics for papers by Bilal Zia.

Last updated 2025-01-06. Update your information in the RePEc Author Service.

Short-id: pzi60

Working Papers

2022

1. The Long-Term Impact of High School Financial Education: evidence from Brazil
   Working Papers Series, Central Bank of Brazil, Research Department View citations (2)

2021

2. Can Business Grants Mitigate a Crisis? Evidence from Youth Entrepreneurs in Kenya during COVID-19
   Discussion Papers, University of Exeter, Department of Economics

2020

3. Curating Local Knowledge: Experimental Evidence from Small Retailers in Indonesia (Revision of DP 2019-015)
   Discussion Paper, Tilburg University, Center for Economic Research View citations (3)

2019

4. Learning to Grow from Peers: Experimental Evidence from Small Retailers in Indonesia
   Policy Research Working Paper Series, The World Bank View citations (6)
5. Local Best Practices for Business Growth
   Discussion Paper, Tilburg University, Center for Economic Research View citations (2)
6. Measuring the Unmeasured: Combining Technology and Behavioral Insights to Improve Measurement of Business Outcomes
   Policy Research Working Paper Series, The World Bank View citations (6)

2018

7. Decentralized delivery of financial education: evidence from a country-wide field experiment
   Policy Research Working Paper Series, The World Bank
8. Determinants and Dynamics of Business Aspirations: Evidence from Small-scale Entrepreneurs in an Emerging Market
   Discussion Paper, Tilburg University, Center for Economic Research View citations (2)
   Also in Policy Research Working Paper Series, The World Bank (2018) View citations (2)
9. The Causal Mechanism of Financial Education: Evidence from Mediation Analysis
   Policy Research Working Paper Series, The World Bank View citations (8)
   Also in Working Papers, Oslo Metropolitan University, Oslo Business School (2018) View citations (8)
   See also Journal Article The causal mechanism of financial education: Evidence from mediation analysis, Journal of Economic Behavior & Organization, Elsevier (2020) View citations (23) (2020)
10. The impact of interest rate caps on the financial sector: evidence from commercial banks in Kenya
    Policy Research Working Paper Series, The World Bank View citations (10)

2017

11. The ABCs of Financial Education
    World Bank Publications - Reports, The World Bank Group View citations (22)

2016

12. Pathways to profits: identifying separate channels of small firm growth through business training
    Policy Research Working Paper Series, The World Bank View citations (4)

2015

13. Debiasing on a roll: changing gambling behavior through experiential learning
    Policy Research Working Paper Series, The World Bank View citations (2)
14. The ABCs of financial education: experimental evidence on attitudes, behavior, and cognitive biases
    Policy Research Working Paper Series, The World Bank View citations (8)
    See also Journal Article The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases, Management Science, INFORMS (2019) View citations (32) (2019)

2014

15. Can you help someone become financially capable ? a meta-analysis of the literature
    Policy Research Working Paper Series, The World Bank View citations (33)
    See also Journal Article Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature, The World Bank Research Observer, World Bank (2015) View citations (70) (2015)

2013

16. Harnessing Emotional Connections to Improve Financial Decisions
    World Bank Publications - Reports, The World Bank Group View citations (30)
17. Harnessing emotional connections to improve financial decisions: evaluating the impact of financial education in mainstream media
    Policy Research Working Paper Series, The World Bank View citations (54)
    See also Journal Article Harnessing Emotional Connections to Improve Financial Decisions: Evaluating the Impact of Financial Education in Mainstream Media, Journal of the European Economic Association, European Economic Association (2017) View citations (54) (2017)
18. The impact of high school financial education: experimental evidence from Brazil
    Policy Research Working Paper Series, The World Bank View citations (19)

2012

19. Financial literacy around the world: an overview of the evidence with practical suggestions for the way forward
    Policy Research Working Paper Series, The World Bank View citations (93)
20. Liability Structure in Small-Scale Finance: Evidence from a Natural Experiment
    Harvard Business School Working Papers, Harvard Business School View citations (16)
    Also in Policy Research Working Paper Series, The World Bank (2010) View citations (4)
    See also Journal Article Liability Structure in Small-Scale Finance: Evidence from a Natural Experiment, The World Bank Economic Review, World Bank (2013) View citations (16) (2013)
21. The Impact of Financial Literacy Training for Migrants
    RF Berlin - CReAM Discussion Paper Series, Rockwool Foundation Berlin (RF Berlin) - Centre for Research and Analysis of Migration (CReAM) View citations (12)
    Also in Policy Research Working Paper Series, The World Bank (2012) View citations (10)
    See also Journal Article The Impact of Financial Literacy Training for Migrants, The World Bank Economic Review, World Bank (2014) View citations (22) (2014)
22. The Impact of Financial Literacy Training for Migrants and their Families
    World Bank Publications - Reports, The World Bank Group View citations (2)
23. The Impact of Financial Literacy Training for Migrants at Destination
    World Bank Publications - Reports, The World Bank Group View citations (2)
24. Who you train matters: identifying complementary effects of financial education on migrant households
    Policy Research Working Paper Series, The World Bank View citations (10)

2011

25. Stimulating managerial capital in emerging markets: the impact of business and financial literacy for young entrepreneurs
    Policy Research Working Paper Series, The World Bank View citations (68)
26. The Impact of Business and Financial Literacy Training for Young Entrepreneurs in Bosnia-Herzogovina
    World Bank Publications - Reports, The World Bank Group View citations (7)
27. Unpacking the causal chain of financial literacy
    Policy Research Working Paper Series, The World Bank View citations (64)

2009

28. Valuing Financial Literacy: Evidence from Indonesia
    World Bank Publications - Reports, The World Bank Group View citations (3)

Journal Articles

2021

1. Changing Gambling Behavior through Experiential Learning
   The World Bank Economic Review, 2021, 35, (3), 745-763
2. Curating Local Knowledge: Experimental Evidence from Small Retailers in Indonesia
   Journal of the European Economic Association, 2021, 19, (5), 2622-2657 View citations (19)
3. Measuring the unmeasured: Aggregating, anchoring, and adjusting to estimate small business performance
   Journal of Development Economics, 2021, 151, (C) View citations (6)

2020

4. Decentralized delivery of financial education: Experimental evidence from Rwanda
   Journal of Development Economics, 2020, 144, (C) View citations (4)
5. Effect of different pre-treatments on seed germination of Prosopis juliflora and Dalbergia sissoo: a step towards mutation breeding
   Journal of Forest Science, 2020, 66, (2), 80-87
6. The causal mechanism of financial education: Evidence from mediation analysis
   Journal of Economic Behavior & Organization, 2020, 177, (C), 143-184 View citations (23)
   See also Working Paper The Causal Mechanism of Financial Education: Evidence from Mediation Analysis, Policy Research Working Paper Series (2018) View citations (8) (2018)

2019

7. The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases
   Management Science, 2019, 65, (1), 346-369 View citations (32)
   See also Working Paper The ABCs of financial education: experimental evidence on attitudes, behavior, and cognitive biases, Policy Research Working Paper Series (2015) View citations (8) (2015)

2018

8. Introduction: The Financial Literacy Collective
   Economic Notes, 2018, 47, (2-3), 235-244

2017

9. Harnessing Emotional Connections to Improve Financial Decisions: Evaluating the Impact of Financial Education in Mainstream Media
   Journal of the European Economic Association, 2017, 15, (5), 1025-1055 View citations (54)
   See also Working Paper Harnessing emotional connections to improve financial decisions: evaluating the impact of financial education in mainstream media, Policy Research Working Paper Series (2013) View citations (54) (2013)

2016

10. The Impact of High School Financial Education: Evidence from a Large-Scale Evaluation in Brazil
    American Economic Journal: Applied Economics, 2016, 8, (4), 256-95 View citations (80)

2015

11. Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature
    The World Bank Research Observer, 2015, 30, (2), 220-246 View citations (70)
    See also Working Paper Can you help someone become financially capable ? a meta-analysis of the literature, Policy Research Working Paper Series (2014) View citations (33) (2014)

2014

12. The Impact of Financial Literacy Training for Migrants
    The World Bank Economic Review, 2014, 28, (1), 130-161 View citations (22)
    See also Working Paper The Impact of Financial Literacy Training for Migrants, RF Berlin - CReAM Discussion Paper Series (2012) View citations (12) (2012)
13. Who you train matters: Identifying combined effects of financial education on migrant households
    Journal of Development Economics, 2014, 109, (C), 39-55 View citations (49)

2013

14. Liability Structure in Small-Scale Finance: Evidence from a Natural Experiment
    The World Bank Economic Review, 2013, 27, (3), 437-469 View citations (16)
    See also Working Paper Liability Structure in Small-Scale Finance: Evidence from a Natural Experiment, Harvard Business School Working Papers (2012) View citations (16) (2012)
15. Stimulating managerial capital in emerging markets: the impact of business training for young entrepreneurs
    Journal of Development Effectiveness, 2013, 5, (2), 232-266 View citations (60)

2011

16. Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?
    Journal of Finance, 2011, 66, (6), 1933-1967 View citations (248)

2010

17. Dollars Dollars Everywhere, Nor Any Dime to Lend: Credit Limit Constraints on Financial Sector Absorptive Capacity
    The Review of Financial Studies, 2010, 23, (12), 4281-4323 View citations (6)

2008

18. Export incentives, financial constraints, and the (mis)allocation of credit: Micro-level evidence from subsidized export loans
    Journal of Financial Economics, 2008, 87, (2), 498-527 View citations (83)

Chapters

2023

1. When is financial education successful? Taking stock of the new wave of field evidence
   Chapter 7 in Handbook of Microfinance, Financial Inclusion and Development, 2023, pp 119-133 View citations (1)