Islamic Microfinance Credit for Women Entrepreneurship Development and its Obstacles in Pakistan

Nazima Ellahi, Muhammad Awais and Asif Raza
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Muhammad Awais: Assistant Professor,Department of Business Administration, Foundation University Islamabad, Pakistan.
Asif Raza: Head of Business Operations,Digital Product Limited (DPL),Islamabad, Pakistan.

Global Economics Review, 2018, vol. 3, issue 2, 76-84

Abstract: Women entrepreneurs suffer from various obstacles, such as gender gap or discrimination, few years of business experience and limited access to financing. The first part of this study explains the theoretical base of the Islamic microfinance, going through religious and ethical principles and financial contracts related to these principles. By using these theoretical aspects, the present study tried to evidence the main reasons for the “feminization of microfinance†in Pakistan. This study tries to answers, why, Islamic microfinance is an answer to improvement in women entrepreneurship. The second part of this study highlights social and environmental factors acting as a hindrance to female-entrepreneurship development. The primary data set is collected through field surveys from major administrative units of Pakistan to make sample more representative of Pakistan, where major Islamic micro-financing institutions are in operation.

Keywords: Women Entrepreneurship; Islamic Microfinance Credit; Obstacles to growth. (search for similar items in EconPapers)
Date: 2018
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Persistent link: https://EconPapers.repec.org/RePEc:aaw:journl:v:3:y:2018:i:2:p:76-84

DOI: 10.31703/ger.2018(III-II).08

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