The Causes of Over-indebtedness and Financial Exclusion of Consumers

Mehmet Hasan Eken
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Mehmet Hasan Eken: Kadir Has University

Journal of Finance Letters (Maliye ve Finans Yazıları), 2008, vol. 23, issue 79, 61-80

Abstract: This article touches the issue related to “over-indebtedness” and “financial exclusion” problems that individuals come across due to the lack of financial capability and/or financial knowledge. In the case that the necessary precautions are not taken, these two problems emerge in both developed and developing countries as effecting individuals and families and society as well. Dealing with the causes of these two problems, in the last part of this article, suggestions are made with regard to solving these problems.

Keywords: Consumers; Financial Capability; Over-indebtedness; Financial Exclusion (search for similar items in EconPapers)
Date: 2008
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Persistent link: https://EconPapers.repec.org/RePEc:acc:malfin:v:23:y:2008:i:79:p:61-80

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