Variable Analysis in the Evaluation of Credit Card Applications

Mehmet Yazıcı
Additional contact information
Mehmet Yazıcı: İstanbul Arel University

Journal of Finance Letters (Maliye ve Finans Yazıları), 2011, vol. 26, issue 90, 9-22

Abstract: In last two years, diminishing financial sources and growing legal follow-up ratios (the most important part of the legal follow-up figures are coming from unpaid credit cards) in bank loans has led to increasing importance of profitability and bank performances. Efficient risk management and lending activities are the results of the actions that are taken from today in accordance with the prediction of the future risks. This study is a kind of experiment that is searching the best variable in risk assessment of a credit card customer.

Keywords: Credit Cards; Banking; Financial Crisis; Discriminant Analysis (search for similar items in EconPapers)
Date: 2011
References: Add references at CitEc
Citations:

Downloads: (external link)
https://dergipark.org.tr/tr/download/article-file/150743 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:acc:malfin:v:26:y:2011:i:90:p:9-22

Access Statistics for this article

Journal of Finance Letters (Maliye ve Finans Yazıları) is currently edited by Süleyman Kale

More articles in Journal of Finance Letters (Maliye ve Finans Yazıları) from Maliye ve Finans Yazıları Yayıncılık Ltd. Şti.
Bibliographic data for series maintained by Süleyman Kale ().