CONSUMER LENDING AND BANKRUPTCY OF INDIVIDUALS: CURRENT STATE AND PERSPECTIVES

V. N. Alferov and A. D. Petizhev

Business Strategies, 2015, issue 4

Abstract: Article is devoted to the analysis of changes in the Federal law "On insolvency (bankruptcy)", specifically the regulation of the corporate recovery procedures applied to the individual debtor (consumer bankruptcy). An analysis of results and problems of consumer lending in Russia was made. A comparative analysis of the legislation of two countries was carried out, considered results of use of consumer bankruptcy in the USA and possible problems of its application in Russia. A conclusion on support of standards of bankruptcy of individuals was drawn that according to authors will promote decrease of risks of crediting of banks and solution of a negative situation in the sphere of consumer lending.

Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:aci:journl:y:2015:id:154

DOI: 10.17747/2311-7184-2015-4-2

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