Access to Credit by Firms in Sub-Saharan Africa: How Relevant Is Gender?

Elizabeth Asiedu, Isaac Kanyama, Leonce Ndikumana and Akwasi Nti-Addae

American Economic Review, 2013, vol. 103, issue 3, 293-97

Abstract: The literature on the determinants of firms' financing constraints has paid little attention to gender as a determinant of access to finance. Using data for 34,342 firms from 90 developing countries, the paper analyzes the determinants of firms' financing constraints and assesses whether female-owned firms are more financially constrained than male-owned businesses. The results show that female-owned firms in sub-Saharan Africa are more likely to be financially constrained than male-owned firms, but there is no gender gap in other developing regions. The gender gap in sub-Saharan Africa is robust to variations in specifications and econometric estimation procedures.

JEL-codes: G21 G32 J16 O14 O16 (search for similar items in EconPapers)
Date: 2013
Note: DOI: 10.1257/aer.103.3.293
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