Transaction Networks: Evidence from Mobile Money in Kenya

William Jack, Adam Ray and Tavneet Suri

American Economic Review, 2013, vol. 103, issue 3, 356-61

Abstract: Mobile money allows households in Kenya to spread risk more efficiently. In this paper we show that these efficiencies are achieved through deeper financial integration and expanded informal networks. Active networks are more geographically dispersed and support more reciprocal financial arrangements. Consistent with the reported reciprocity, mobile money users report a higher share of transactions as being for credit and insurance purposes.

JEL-codes: D85 E42 G21 O16 (search for similar items in EconPapers)
Date: 2013
Note: DOI: 10.1257/aer.103.3.356
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Citations: View citations in EconPapers (56)

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