An Evaluation of the Treasury Plan for Banking Reform

Frederic Mishkin

Journal of Economic Perspectives, 1992, vol. 6, issue 1, 133-153

Abstract: The Treasury plan for banking reform--Modernizing the Financial System: Recommendations for Safer More Competitive Banks--was released on February 5, 1991 (U.S. Treasury, 1991), and has a stated purpose of promoting a safe, sound, and competitive banking system. It contains recommendations for the most thorough overhaul of the banking regulatory system since the Great Depression. This paper provides a framework for understanding the U.S. banking regulatory system and how it has produced the current crisis in the banking industry, and uses this analysis to evaluate the Treasury plan.

JEL-codes: G21 (search for similar items in EconPapers)
Date: 1992
Note: DOI: 10.1257/jep.6.1.133
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Citations: View citations in EconPapers (21)

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