Erwarteter Bezug von Grundsicherung im Alter: Verhaltensunterschiede und Fehleinschätzungen
Bettina Lamla () and
Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften, 2013, vol. 133, issue 4, 539-562
Means testing of social security helps with targeting benefits to those in need. However, it might also discourage individual savings and work effort. In Germany, social security in the old age, so called üGrundsicherung im Alterý, is means-tested. We find that 38% of German households believe that they are very likely to be dependent on üGrundsicherung im Alterý in the future. Those households differ in their socio-economic characteristics, savings and labour market behaviour from households who do not expect to be dependent on this particular programme. Our analysis suggests that half of the households expecting to receive üGrundsicherung im Alterý misjudge their eligibility as they have already accumulated enough public pension rights today to place them above the threshold of the means test. Differences between the two groups exist with respect to their knowledge about the pension system as well as the degree of pessimism that might favour wrong expectations.
JEL-codes: J14 H5 (search for similar items in EconPapers)
References: Add references at CitEc
Citations: View citations in EconPapers (7) Track citations by RSS feed
Downloads: (external link)
Access to full text is restricted to subscribers (2008 onwards); Pay-per-view access from http://www.genios.de (2000 onwards with 2 years moving wall) and http://ejournals.duncker-humblot.de/loi/schm (2008 onwards)
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:aeq:aeqsjb:v133_y2013_i4_q4_p539-562
Ordering information: This journal article can be ordered from
http://www.duncker-h ... llersjahrbuch-1.html
Access Statistics for this article
Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften is currently edited by Gert G. Wagner and Joachim Wagner
More articles in Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften from Duncker & Humblot, Berlin
Bibliographic data for series maintained by Gabriele Freudenmann ().