Financial Viability of the Grameen Bank Model in South Africa

Gizelle Willows and James McWha ()
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James McWha: University of Cape Town

Africagrowth Agenda, 2019, vol. 16, issue 1, 20-21

Abstract: This article discusses the practicality of adopting the Grameen Bank model as a tool to combat poverty in South Africa. The analysis reveals that a group-based lending approach, a collateral free system and highly motivated staff are some of the contributing success factors of the model. The practicality in a South African context found several similarities with the spirit of Ubuntu and the practices of stokvels and a financial analysis of Grameen Bank in Bangladesh against Capitec Bank and FirstRand Bank reveals Grameen Bank’s ability to operate within standard performance ranges, suggesting financially viability within South Africa.

Date: 2019
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Persistent link: https://EconPapers.repec.org/RePEc:afj:journ2:v:16:y:2019:i:1:p:20-21

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