Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa
Simplice Asongu and
Jacinta Nwachukwu ()
The African Finance Journal, 2016, vol. 18, issue 1, 34-52
Abstract:
The study assesses the role of mobile phones and mobile banking in decreasing inequality in 52 African countries. The empirical procedure involves first, examining the income-redistributive effect of mobile phone penetration and then investigating the contribution of mobile banking services in this relationship. The findings suggest an equalizing income-redistributive effect of ‘mobile phone penetration’ and ‘mobile banking’, with a higher income-equalizing effect from mobile banking compared to mobile phone penetration. Poverty alleviation channels explaining this difference in inequality mitigating propensity are discussed.
Keywords: Banking; Mobile Phones; Shadow Economy; Financial Development; Africa (search for similar items in EconPapers)
JEL-codes: E00 G20 L96 O17 O33 (search for similar items in EconPapers)
Date: 2016
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Related works:
Working Paper: Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa (2016) 
Working Paper: Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa (2016) 
Working Paper: Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa (2016) 
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Persistent link: https://EconPapers.repec.org/RePEc:afj:journl:v:18:y:2016:i:1:p:34-52
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