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Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa

Simplice Asongu and Jacinta Nwachukwu ()

The African Finance Journal, 2016, vol. 18, issue 1, 34-52

Abstract: The study assesses the role of mobile phones and mobile banking in decreasing inequality in 52 African countries. The empirical procedure involves first, examining the income-redistributive effect of mobile phone penetration and then investigating the contribution of mobile banking services in this relationship. The findings suggest an equalizing income-redistributive effect of ‘mobile phone penetration’ and ‘mobile banking’, with a higher income-equalizing effect from mobile banking compared to mobile phone penetration. Poverty alleviation channels explaining this difference in inequality mitigating propensity are discussed.

Keywords: Banking; Mobile Phones; Shadow Economy; Financial Development; Africa (search for similar items in EconPapers)
JEL-codes: E00 G20 L96 O17 O33 (search for similar items in EconPapers)
Date: 2016
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Citations: View citations in EconPapers (58)

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Working Paper: Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa (2016) Downloads
Working Paper: Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa (2016) Downloads
Working Paper: Mobile Phone Penetration, Mobile Banking and Inclusive Development in Africa (2016) Downloads
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