PRICE CAP REGULATION IN THE BRAZILIAN HEALTH INSURANCE MARKET AND ITS EFFECTS ON THE QUANTITIES OF HIRED PLANS

Yuri Kasakevic Tsan Hu () and Vladimir Fernandes Maciel ()
Additional contact information
Yuri Kasakevic Tsan Hu: Universidade Presbiteriana Mackenzie (UPM)
Vladimir Fernandes Maciel: Universidade Presbiteriana Mackenzie (UPM)

Revista de Economia Mackenzie (REM), 2021, vol. 18, issue spe, 176-208

Abstract: A “crisis sensation†has been present for some years in the supplementary health market in Brazil in the segment of individual and family plans. This would not be a problem, however, the number of existing contracts places the country as one of the main markets in the world. Despite universal access promoted by the Unified Health System (Sistema Único de Saúde [SUS]), a significant portion of the Brazilian population is served by supplementary health. Between 2013 and 2018, there was a systematic decrease in the number of individual plans in the supplementary health sector, which represents an important public policy and welfare concern. The purpose of this paper is to investigate the Brazilian supplementary health sector, in order to quantify the impacts on the negotiated quantity of contracts resulting from the price cap regulated by the National Supplementary Health Agency (ANS). Econometric techniques were used for static and dynamic panel data models. The results obtained show that the price cap policy negatively affects the number of individual or family plans hired.

Keywords: Private health; individual and familiar insurances; regulation; insurance market; Brazil. (search for similar items in EconPapers)
JEL-codes: C2 L1 L4 (search for similar items in EconPapers)
Date: 2021
References: Add references at CitEc
Citations:

Downloads: (external link)
http://editorarevistas.mackenzie.br/index.php/rem/article/view/14572 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:aft:journl:v:18:spe:2021:specialissue:p:176-208

DOI: 10.5935/1808-2785/rem.v18nespp.176-208

Access Statistics for this article

More articles in Revista de Economia Mackenzie (REM) from Mackenzie Presbyterian University, Social and Applied Sciences Center Contact information at EDIRC.
Bibliographic data for series maintained by Instituto Presbiteriano Mackenzie (IPM) ().