Análise da indústria de seguros brasileira a partir do modelo Estrutura-Conduta-Desempenho (ECD): 2003/2020

Fabrício Zacchè Siqueira () and à lvaro Alves de Moura ()
Additional contact information
Fabrício Zacchè Siqueira: Universidade Presbiteriana Mackenzie (UPM)
à lvaro Alves de Moura: Universidade Presbiteriana Mackenzie (UPM)

Revista de Economia Mackenzie (REM), 2022, vol. 19, issue 2, 102-135

Abstract: The insurance sector, open supplementary pension and capitalization sector has shown great advances in the supply of new products and services from 2003 to 2020, and consistently showing a growth in the volume of revenues and their participation in the national economy. From the perspective of efficient resource allocation, long-term savings and risk management, the insurance market has also been contributing to greater efficiency and economic growth in the national financial sector. In this sense, the purpose of this paper is to present a sector analy-sis of the insurance market in Brazil. Therefore, the work will be carried out based on the Structure- Conduct-Performance (SCP) model. Among the main results of the research, it is noteworthy that the sector is classified as a low-concentration oligopoly, as well as has high barriers to entry associated, mainly, with the national regulatory system; in terms of conduct, current innovations are affecting both the structure and performance of the insurance market, in addition to the recent growth in mergers and acquisitions operations; finally, it is worth highlighting the high financial results of the sector in recent years analyzed.

Keywords: insurance market; SCP model; Brazil; competition; Susep. (search for similar items in EconPapers)
JEL-codes: L1 L13 L51 (search for similar items in EconPapers)
Date: 2022
References: Add references at CitEc
Citations:

Downloads: (external link)
https://editorarevistas.mackenzie.br/index.php/rem/article/view/15804/11671 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:aft:journl:v:19:2:2022:jul:dec:p:102-135

DOI: 10.5935/1808-2785/rem.v19n2p.102-135

Access Statistics for this article

More articles in Revista de Economia Mackenzie (REM) from Mackenzie Presbyterian University, Social and Applied Sciences Center Contact information at EDIRC.
Bibliographic data for series maintained by Instituto Presbiteriano Mackenzie (IPM) ().