CREDIT RISK AT BANCA TRANSILVANIA SA IN THE ACTUAL GLOBAL CONTEXT
Additional contact information
Mioara Turcas: Bucharest Academy of Economic Studies
Theoretical and Applied Economics, 2009, vol. 05(534)(supplement), issue 05(534)(supplement), 261-275
The purpose of this study is to identify and analyse the crediting risk of Banca Transilvania SA, on the period of time between the peak year of credit, 2008, and the present moment. Based on the practical experience accumulated by Banca Transilvania SA, we aimed at the identification and determination of the factors that constitute warning signs in the ongoing of the credits and which lead to failing in keeping the contract's clauses. The results obtained after comparing the credit rate-setting valid for the surveyed period reveal the fact that the condition of credit allowance have roughened and there were created conditions for the backing of the existing credits, in view of decreasing the credit risk and maintaining a valid portfolio of credits.
Keywords: risk; credit; portfolio; the bank; monitoring. (search for similar items in EconPapers)
References: Add references at CitEc
Citations Track citations by RSS feed
Downloads: (external link)
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:agr:journl:v:05(534)(supplement):y:2009:i:05(534)(supplement):p:261-275
Access Statistics for this article
Theoretical and Applied Economics is currently edited by Marin Dinu
More articles in Theoretical and Applied Economics from Asociatia Generala a Economistilor din Romania - AGER Contact information at EDIRC.
Series data maintained by Marin Dinu ().