THE CREDIT RISK OF THE ROMANIAN BANKING SYSTEM IN THE CONTEXT OF THE GLOBAL FINANCIAL CRISIS

Ramona Orăştean and Ioana Raluca Sbârcea
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Ramona Orăştean: "Lucian Blaga" University, Sibiu
Ioana Raluca Sbârcea: "Lucian Blaga" University, Sibiu

Theoretical and Applied Economics, 2009, vol. 12(541)(supplement), issue 12(541)(supplement), 703-710

Abstract: The paper approaches the problem of credit risk in the Romanian banking system, given the need for its proper management in the context of credit expansion on a global scale. The link between the current financial crisis and credit risk can be considered in two-ways: production of credit risk is a cause for triggering the current crisis; the expression and expansion of economic and financial crisis has caused the credit risk to manifest itself internationally. This affects the profitability of commercial banks in the system, especially those with less equity capital, that are more vulnerable to such turbulence.

Keywords: credit risk; non-performing loans; provisions; financial crisis; Romania. (search for similar items in EconPapers)
Date: 2009
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Persistent link: https://EconPapers.repec.org/RePEc:agr:journl:v:12(541)(supplement):y:2009:i:12(541)(supplement):p:703-710

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