Cornerstone approaches regarding insurance of deposits

Andrei Stanculescu

Theoretical and Applied Economics, 2014, vol. XXI, issue Special, 28-31

Abstract: Explicit deposit insurance has spread very quickly in the last period of time, even in countries with a low degree of financial and institutional development. Financial-economic theory indicates that the structural elements of deposit insurance interact with some specific elements of the country scene, the financial environment and the way government insurance systems work. This paper presents the result of a series of studies on the implications of the differences from country to country of the design elements of the deposit insurance scheme, while synthesizing the arguments of empirical analyses carried out this far on how the elements of the particular structure influence private market discipline, the stability of the banking sector and the effectiveness with which crises are solved.

Keywords: banks; deposits; empirical analyses; financial crises; financial insurance. (search for similar items in EconPapers)
Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:agr:journl:v:xxi:y:2014:i:special:p:28-31

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