Financial Stages of a Farmer’s Life: Effects on Credit Analysis Measures

Paul Ellinger, Freddie Barnard and Christine Wilson

Journal of the ASFMRA, 2007, vol. 2007, 8

Abstract: Farm financial performance measures are evaluated for producers across five age groups. The debt-to-asset ratio is highest for farmers in the lessthan- 30 age group, 45.5 percent, and decreases across age groups. Repayment capacity is strongest for farmers in the less-than-30 age group, 2.1:1, and weakest for farmers in the 50-59 age group, 1.3:1. Operating profit margins tend to increase as farmers become more experienced. A key element in the financial evaluation of farmers through the life cycle is differing degrees of land ownership.

Keywords: Agricultural Finance; Farm Management (search for similar items in EconPapers)
Date: 2007
References: View complete reference list from CitEc
Citations: View citations in EconPapers (2)

Downloads: (external link)
https://ageconsearch.umn.edu/record/190676/files/261_Barnard.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ags:jasfmr:190676

DOI: 10.22004/ag.econ.190676

Access Statistics for this article

More articles in Journal of the ASFMRA from American Society of Farm Managers and Rural Appraisers Contact information at EDIRC.
Bibliographic data for series maintained by AgEcon Search ().