FACTORS AFFECTING COMMERCIAL BANK LENDING TO AGRICULTURE

Eustacius N. Betubiza and David Leatham ()

Journal of Agricultural and Applied Economics, 1995, vol. 27, issue 01, 15

Abstract: A tobit econometric procedure was used to examine the effect of selected demand and supply factors on nonreal estate agricultural lending by commercial banks in Texas. Results show that banks have reduced their agricultural loan portfolios in response to increased use of interest sensitive deposits after deregulation. Moreover, almost half of this decrease came from banks that stopped making agricultural loans. Also, results show that banks affiliated with multi-bank holding companies lend less money to agriculture relative to their assets than do independent banks.

Keywords: Agricultural; Finance (search for similar items in EconPapers)
Date: 1995
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Citations: View citations in EconPapers (1)

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Journal Article: Factors Affecting Commercial Bank Lending to Agriculture (1995)
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Persistent link: https://EconPapers.repec.org/RePEc:ags:joaaec:15326

DOI: 10.22004/ag.econ.15326

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