Rethinking the Rural Credit Gap

Charles Morris and Mark Drabenstott

Rural America/ Rural Development Perspectives, 1991, vol. 07, issue 01

Abstract: A decade-long slowdown in the rural economy has often been blamed on overcautious lending institutions. To rectify that, legislators, both State and national, have proposed government programs to make rural credit more easily available. Such a solution, besides being expensive, may be based on faulty premises. Most of the slowdown, in fact, seems due more to weak business conditions rather than to reluctance by lenders. As a result, other less expensive programs may have more success. Alternative programs include establishing secondary markets for business loans and providing technical assistance to rural entrepreneurs.

Keywords: Community/Rural/Urban Development; Financial Economics; Research Methods/ Statistical Methods (search for similar items in EconPapers)
Date: 1991
References: Add references at CitEc
Citations:

Downloads: (external link)
https://ageconsearch.umn.edu/record/310928/files/RDP0191d.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ags:uersra:310928

DOI: 10.22004/ag.econ.310928

Access Statistics for this article

More articles in Rural America/ Rural Development Perspectives from United States Department of Agriculture, Economic Research Service Contact information at EDIRC.
Bibliographic data for series maintained by AgEcon Search ().