Effect of Risk Management Practices on Banks Performance Moderating Role of Managerial Expertise as a Competitive Edge

Waqas Ali (), Shujahat Ali and Shahid Mehmood
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Waqas Ali: Limkokwing University of Creative Technology1
Shahid Mehmood: Mirpur University of Science and Technology

IBT Journal of Business Studies (JBS), 2020, vol. 16, issue 1, 88-100

Abstract: The main aim of this research study is to determine effect related to risk management practices on bank’s performance in presence of managerial expertise.Expertise and low overheads known to be an advantage on competitors in market.In this study, we propose to use the managerial expertise as competitive force to drive forward the ventures in the industry.Banking known to be intensely competitive industry in the business globe.It greatly requires the risk management and performance enhancement managerial expertise.Random method utilized for data collection through summated scale on five Liker point.Data collected from 70 operational managers, branch managers, and senior risk managers of the bank.This study utilized reliability analysis, correlation and regression analysis by using SPSS v.26.Results illustrated that effective risk management practices significantly influence performance of banks with moderating role of expertise based on managerial capabilities.This study prone with some limitation foremost inadequate sample size and cross-sectional study which influences on the generalization of study, root cause of small sample size is limited number of banks in Azad Kashmir.Moreover, this study recommends to bankers need to pay attention on risk management practices as well as managerial expertise to improve performance of banks and achieve competitive advantage by using that managerial expertise.

Keywords: Risk Management; Managerial Expertise; Bank’s Performance; Risk Management Practices (search for similar items in EconPapers)
Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:aib:ibtjbs:v:16:y:2020:i:1:p:88-100

DOI: 10.46745/ilma.jbs.2020.16.01.07

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