CURRENT TRENDS IN THE APPROACH OF THE CREDIT RELATIONSHIPS BETWEEN BANKS AND COMPANIES

Bogdan Constantin Voroneanu ()
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Bogdan Constantin Voroneanu: Alexandru Ioan Cuza University of Iasi, Faculty of Economics and Business Administration, bvoroneanu@yahoo.com, Iasi, Romania

Journal of Public Administration, Finance and Law, 2013, vol. 3, issue 3, 91-97

Abstract: The relationship between bank (as lender) - company (as debtor) observed as an ensemble of processes and information flows, has always been a favourite subject of study and analysis of both economics and specialty practice, emphasizing a constant concern for improvement considering its importance for the quality of economic and social life of a nation. The management of the lending activity at the banks level has many common features at the company level. In both types of organizations is required the implementation of a decision-making system to guide about the following aspects: the maximum amount of credit that may be granted, the type of credit and the maximum amount which should be granted considering the credit risk.

Keywords: banks; lending activity; soft information; hard information (search for similar items in EconPapers)
Date: 2013
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