 THE DEPOSITS OF ROMANIAN CREDIT INSTITUTIONS IN TIMES OF CRISISAdina Apãtãchioae ()
Review of Economic and Business Studies, 2014, issue 13, 103-127 Abstract: Deposits are an important element of bank liquidity, being the primary source of bank funds, consequently the main basis for bank financing. The aim of this article is to analyze the evolution of bank deposits for the Romanian banking sector during 2007-2013, and to observe the actions undertaken by individual banks and by the central bank to ensure a certain level of liquidity in accordance with the regulations imposed by the monetary authorities. In our study the empirical analysis focuses on the Romanian credit institutions, outlining the main determining factors of bank deposits creation. The results of our analysis indicates that the main determinants of deposit creation refer to the interest rate paid by the bank, and to the level of financial performance of a credit institution, aspect related to the comfort and safety offered by a better capitalized and more stable bank. Keywords: financial crisis; liquidity; static panel regression (search for similar items in EconPapers) Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:aic:revebs:y:2014:i:13:apatachioaea Access Statistics for this article More articles in Review of Economic and Business Studies from Alexandru Ioan Cuza University, Faculty of Economics and Business Administration Contact information at EDIRC. |
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