The central role of authentication in fighting fraud in mobile commerce

David Froud

Journal of Payments Strategy & Systems, 2016, vol. 9, issue 4, 274-279

Abstract: Card fraud is a global problem. Moves to adopt EMV protocols in the US could see a sharp spike in card-no-present fraud if the experience of Europe is followed. The payments sector uses a wide variety of security and authentication methods to keep payments safe. Each one has pros and cons, yet it is only by getting a mix of security, with authentication at its heart, that payments can be properly secure, and the ideal platform for this is mobile.

Keywords: authentication; CNP fraud; security; payments; EMV; mobile (search for similar items in EconPapers)
JEL-codes: E5 G2 (search for similar items in EconPapers)
Date: 2016
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