How to keep payments safe and secure in a changing world

Marco Doeland
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Marco Doeland: Dutch Payments Association, The Netherlands

Journal of Payments Strategy & Systems, 2019, vol. 13, issue 2, 132-137

Abstract: In recent years, The Netherlands has benefited from voluntary cooperation between the various parties in the payment chain. For example, knowledge and experience in the field of fraud prevention and cyber security are shared, there has been an increase in the volume of research and threat analysis conducted, and fraud mitigation measures are now coordinated and implemented jointly. With the introduction of Instant Payments and the Revised Payments Services Directive, an increased focus on the availability of payment services and the feasibility of greater control regarding the prevention of authorised push payment fraud, Dutch banks have introduced various measures to keep electronic payments safe and secure in a rapidly changing world. This paper describes the latest developments in the world of payments, identity and security measures to reduce fraud without compromising availability or security.

Keywords: cyber security; cyber crime; instant payments; PSD2; Netherlands; online identity; iDIN (search for similar items in EconPapers)
JEL-codes: E5 G2 (search for similar items in EconPapers)
Date: 2019
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Persistent link: https://EconPapers.repec.org/RePEc:aza:jpss00:y:2019:v:13:i:2:p:132-137

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