Spanish savings institutions and the role of cuotas participativas in times of crisis

Francisco Escribano and Isabel Pardo
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Francisco Escribano: Facultad de Ciencias Sociales, Universidad de Castilla — La Mancha, Cuenca 02071, Spain

Journal of Risk Management in Financial Institutions, 2010, vol. 3, issue 1, 57-64

Abstract: Financial institutions have a very important intermediation role with respect to savings and the financing of firms and households. to perform this function, financial institutions need financial resources. in spain there are different kinds of financial institution: banks, savings institutions and credit cooperatives; in terms of intermediation, it is the savings institutions that have the most important role. this paper analyses the role of financial institutions in general as well as their need for additional financial resources during a period of crisis. in this context, the paper studies a new way for savings institutions to obtain financial resources: cuotas participativas.

Keywords: finance; savings institutions; issues; cuotas participativas (search for similar items in EconPapers)
JEL-codes: E5 G2 (search for similar items in EconPapers)
Date: 2010
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