Financial literacy and overconfidence of University students and young graduates

Paola De Vincentiis, Patrizia Pia and Paola Zocchi
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Paola De Vincentiis: Università di Torino
Patrizia Pia: Università di Torino
Paola Zocchi: Università del Piemonte Orientale

BANCARIA, 2017, vol. 2, 51-62

Abstract: The paper explores the relationship between financial literacy, overconfidence and risk propensity in a sample of young University students and graduates both with and without a specific background in finance and financial markets. The analysis confirms a gender gap in financial literacy and investment behaviour, in line with the literature on the topic. A specific background in finance, though not being a driver of overconfidence, is related to a higher propensity towards equity investments

JEL-codes: D14 I21 I22 (search for similar items in EconPapers)
Date: 2017
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Persistent link: https://EconPapers.repec.org/RePEc:ban:bancar:v:02:y:2017:m:february:p:51-62

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