Information technology, bank credit and relationship banking

Lucia Dalla Pellegrina, Serena Frazzoni, Zeno Rotondi and Andrea Vezzulli ()
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Lucia Dalla Pellegrina: Università Milano Bicocca e Bocconi
Serena Frazzoni: UniCredit
Zeno Rotondi: UniCredit

BANCARIA, 2014, vol. 4, 26-38

Abstract: Using a dataset including more than 6,000 Italian small firms over the period 2010-2012, we find an higher credit growth rate for companies that employ Ict in a more widespread and sophisticated way. This may be related to the improvement of the transparency of small businesses connected with their digitization processes, as well as to the fact that the adoption of information and communication technologies reflects a more general propensity to innovate

JEL-codes: G21 G28 M13 (search for similar items in EconPapers)
Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:ban:bancar:v:04:y:2014:m:april:p:26-38

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