Consumer credit, an opportunity for economic recovery and for households’ chances

Stefano Cosma and Umberto Filotto
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Stefano Cosma: Università di Modena e Reggio Emilia
Umberto Filotto: Università di Roma Tor Vergata

BANCARIA, 2014, vol. 10, 2-14

Abstract: Consumer credit is an opportunity if used to finance projects aimed to improve individual and households' well-being, but it is also bears a clear responsibility and has to be carefully considered in order to avoid over-indebtedness. It is also a key factor for economic recovery but it is necessary to improve consumer education and awareness on credit and finance, disclosure and access to clear information and to avoid excessive regulation

JEL-codes: D12 D14 G21 (search for similar items in EconPapers)
Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:ban:bancar:v:10:y:2014:m:october:p:2-14

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