The credit license, a tool for measuring credit performance

Rocco D'Acunto, Antonino Del Gatto and Marcello Pallotta
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Rocco D'Acunto: Bain & Co Italy
Antonino Del Gatto: UniCredit
Marcello Pallotta: Bain & Co Italy

BANCARIA, 2013, vol. 12, 72-75

Abstract: Advanced credit risk measurement models, although statistically accurate and predictive, can not completely replace the human factor, which can develop more effective credit decisions, based on specific positions and the reference context.The credit license is a tool for objective measurement of the commercial and credit network performance

JEL-codes: G21 G29 (search for similar items in EconPapers)
Date: 2013
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Persistent link: https://EconPapers.repec.org/RePEc:ban:bancar:v:12:y:2013:m:december:p:72-75

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