Credit risk, the case of Italian cooperative banks

Anna Maria Biscotti and Eugenio D'Amico
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Anna Maria Biscotti: Università di Foggia
Eugenio D'Amico: Università di Roma Tre

BANCARIA, 2013, vol. 01, 28-39

Abstract: This paper aims to empirically test the credit risk, measured as non-performing loans, of cooperative banks which operate in a specific Italian geographic area (Lazio, Umbria and Sardegna).We perform a regression analysis over the period 1995-2009. The findings, in contrast with most of the studies on the topic, highlight a negative significant relationship between the level of non-performing loans and the granted extra-loans as well as a significantly negative relation between the non-performing loans and the increase of bank branches. Such results could be correlated to the peculiarities that characterize the examined banks

JEL-codes: C21 G21 G34 (search for similar items in EconPapers)
Date: 2013
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Citations: View citations in EconPapers (1)

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Persistent link: https://EconPapers.repec.org/RePEc:ban:bancar:v:1:y:2013:m:january:p:28-39

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