Banking Market Structure in Sub-Saharan Africa: The Role of Institutions

Adèle Feulefack Tsangué
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Adèle Feulefack Tsangué: Ph.D. student, Faculty of Economics and Management, University of Dschang

International Journal of Research and Innovation in Social Science, 2023, vol. 7, issue 7, 406-429

Abstract: This study presents how institutions could affect the structure of the banking market in SubSaharan Africa in the era of mobile banking. Covering a sample of 40 countries from 2007 to 2017, the results show that institutions are a potential determinant of bank concentration and market share. Moreover, these results differ depending on whether the country is French-speaking or English-speaking. Better quality institutions could improve the structure of the banking market in either region, although the focus is on the French legal system.

Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:bcp:journl:v:7:y:2023:i:7:p:406-429

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