The Impact of Mobile Money and Digital Payment Systems on Financial Inclusion and Entrepreneurial Activity in Ghana

Dr. Kpapu Abraham Padoh Choro
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Dr. Kpapu Abraham Padoh Choro: N/A

International Journal of Research and Innovation in Social Science, 2025, vol. 9, issue 6, 2558-2573

Abstract: In recent years, Africa has witnessed a remarkable transformation in its financial landscape, primarily driven by the advent of mobile money and digital payment systems. These innovations have not only reshaped the way individuals conduct transactions but have also played a pivotal role in enhancing financial inclusion across the continent. Financial inclusion, defined as the access to and usage of financial services, is crucial for economic development, particularly in regions where traditional banking infrastructure is limited. This chapter aims to analyze the impact of mobile money and digital payment systems on financial inclusion and entrepreneurial activity in Africa, highlighting the challenges and opportunities that arise from these technological advancements.

Date: 2025
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