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Access to credit of SMEs and MTEs: decline in supply or lower demand? Lessons learned from a new quarterly business survey

F. Guinouard., Elisabeth Kremp and M. Randriamisaina.

Quarterly selection of articles - Bulletin de la Banque de France, 2013, issue 30, 21-33

Abstract: Since 2012, the Banque de France has conducted a new survey on access to bank loans /credit for industrial and service sector SMEs and MTEs. Firms appear to have reduced their demand for bank financing although the supply has not contracted.

Keywords: SME; MTE; demand and supply of credit; cash loans; investment credit; survey. (search for similar items in EconPapers)
JEL-codes: E51 E22 G30 G32 L25 C80 (search for similar items in EconPapers)
Date: 2013
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