Consumer credit: recent trends and profile of borrowers

Jerome Coffinet and Christophe Jadeau

Quarterly selection of articles - Bulletin de la Banque de France, 2015, issue 40, 5-16

Abstract: The recovery in the consumer credit market in France has been accompanied by a decline in revolving credit facilities. Balance-reducing loans and revolving loans differ in the way they are used and in the profile of borrowers.

Keywords: consumer credit; credit cycle; interest rate; personal loans; revolving credit facility (search for similar items in EconPapers)
JEL-codes: E21 E32 E43 E51 (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:bfr:quarte:2015:40:01

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