Challenges for the Peer-to-Peer (P2P) Lending Market

Goutham Sabbani ()

International Journal of Finance, 2024, vol. 9, issue 4, 1 - 7

Abstract: Through this paper, I would like to point out some pain points faced in P2P lending marketing and suggest appropriate ways to tackle these issues. To put things into perspective, I will start by talking about the history of P2P lending and the growth it has already achieved. Then, I will first talk about how fraudulent agents can act as deterrents to prospective market participants. Then, I will discuss how financial regulation is not always uniform across borders and the challenges that can arise out of this. Finally, I will conclude the paper with some recommendations of my own.

Keywords: Peer-to-Peer Lending; Financial Inclusion; Regulatory Cooperation; Financial Education; Fraud Prevention (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:bhx:ojtijf:v:9:y:2024:i:4:p:1-7:id:2009

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