Developing a Biblical Solution Model for Mitigating Phishing Risks Among Internet Banking Users in Nigeria: The Initial Investigation

Tepede Dipo and Akpa Michael Onyedikachi
Additional contact information
Tepede Dipo: Babcock University
Akpa Michael Onyedikachi: Babcock University

International Journal of Latest Technology in Engineering, Management & Applied Science, 2024, vol. 13, issue 4, 61-75

Abstract: Purpose: This study aims to develop a comprehensive biblical solution model for mitigating phishing risks among Internet banking (IB) users in Nigeria by integrating trust in God, belief in God, and righteous behavior within the local context. Design/Methodology/Approach: A cross-sectional survey employing stratified sampling will gather data from a diverse sample of IB users. Structural Equation Modeling (SEM) will be utilized to analyze relationships among constructs, including belief in God, belief in oneself, wisdom, understanding, consequences, defenselessness, trust in God, behaving righteously, and becoming righteous. Findings: The study introduces a novel biblical-based solution model, highlighting the significant influence of belief in God, belief in oneself, wisdom, and understanding on righteous behavior. Trust in God moderates the relationship between behaving righteously and becoming righteous, emphasizing the transformative power of faith in cybersecurity. Research Limitations/Implications: Limitations include the potential for response bias in self-reported data and the need for further validation of the proposed model. Implications revolve around the practical application of a faith-based approach to cybersecurity in the banking sector. Practical Implications: Banking institutions should consider incorporating the biblical solution model into their cybersecurity strategies, fostering trust and righteous behavior among IB users. This approach has the potential to enhance security and confidence in online banking. Originality/Value: This study pioneers the integration of biblical principles and glocalization into cybersecurity strategies, offering a unique perspective on phishing risk mitigation. It contributes to the literature on cybersecurity and provides practical insights for the Nigerian banking industry. Recommendations: We recommend that banking institutions in Nigeria explore the implementation of the proposed biblical solution model to bolster their cybersecurity efforts. Further empirical research is needed to validate and fine-tune the model, adapting it to diverse cultural contexts and enhancing its effectiveness in combating phishing threats.

Date: 2024
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://www.ijltemas.in/DigitalLibrary/Vol.13Issue4/61-75.pdf (application/pdf)
https://www.ijltemas.in/papers/volume-13-issue-4/61-75.html (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:bjb:journl:v:13:y:2024:i:4:p:61-75

Access Statistics for this article

International Journal of Latest Technology in Engineering, Management & Applied Science is currently edited by Dr. Pawan Verma

More articles in International Journal of Latest Technology in Engineering, Management & Applied Science from International Journal of Latest Technology in Engineering, Management & Applied Science (IJLTEMAS)
Bibliographic data for series maintained by Dr. Pawan Verma ().