Credit Card Fraud Detection Using Random Forest and CART Algorithms: A Machine Learning Perspective
Syed Saaduddin Azhaan,
Syed Mohiuddin Jeelani Jaffri,
Mirza Younus Ali Baig and
Adeeba Anjum
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Syed Saaduddin Azhaan: UG Scholar , Lords Institute of Engineering and Technology
Syed Mohiuddin Jeelani Jaffri: UG Scholar, Lords Institute of Engineering and Technology
Mirza Younus Ali Baig: Assistant Professor, Lords Institute of Engineering and Technology
Adeeba Anjum: Assistant Professor, Lords Institute of Engineering and Technology
International Journal of Latest Technology in Engineering, Management & Applied Science, 2025, vol. 14, issue 4, 563-566
Abstract:
The increasing adoption of online payments and e-commerce platforms has amplified the threat of credit card fraud. As fraudsters continuously develop advanced techniques to bypass traditional security systems, it becomes essential to deploy smart, adaptive solutions. This study focuses on leveraging machine learning—specifically Random Forest and Classification and Regression Trees (CART)—to build a high-performance fraud detection system. Using a publicly available dataset from Kaggle, the model analyzes transaction records to uncover patterns indicative of fraudulent behavior. Emphasis is placed on accuracy, scalability, and the potential for real-time deployment. The implemented model achieved an impressive accuracy of 99.78%, with strong precision and recall scores. The paper discusses the methodologies applied, evaluates the outcomes, and recommends directions for future development.
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:bjb:journl:v:14:y:2025:i:4:p:563-566
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