A Study on Role of Fintech in Financial Inclusion in Majuli District of Assam

Mayurakshi Chakrabarty and Dr. Devajeet Goswami
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Mayurakshi Chakrabarty: Krishna Kanta Handique State Open University, Guwahati, Assam
Dr. Devajeet Goswami: Krishna Kanta Handique State Open University, Guwahati, Assam

International Journal of Latest Technology in Engineering, Management & Applied Science, 2025, vol. 14, issue 7, 73-82

Abstract: Fintech services helping in overall financial inclusion of the economy in both direct and indirect manner. Fintech is an umbrella term including all technically enabled financial services This paper has the objective of knowing about the role of Fintech in expanding the real meaning of Financial Inclusion in the district . Further through this paper an attempt has been made to analyse the role of users of Fintech in various aspect along with prevailing reasons for unwillingness to use fintech. Methodology of the paper is both descriptive and analytical in nature. Population of the study is definite in nature and hence sample size was selected as per kerjcie and Morgan table (Krejci & morgan,1970). 382 numbers of Responses were collected with a help of self developed questionnaire. Collected data has been analysed with simple arithmetic tools representation of data . Findings of the study came out with some interesting facts . Awareness level regarding Fintech in Majuli district is in a very low level. Along with some other factors associated with it like various types of risk .There is need of promotion of more awareness in the field of Fintech, so government agencies /NGOs in collaboration with banks can organize some programme to spread awareness about fintech emphasizing more on the risk combating measures which is always attached with the concept of safe practice of Fintech.

Date: 2025
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