EconPapers    
Economics at your fingertips  
 

Kisan Card and Problems Faced by Farmers in Accessing Agricultural Credit: A Case Study of Kalyana Karnataka

Dr. Jaisheela
Additional contact information
Dr. Jaisheela: H.O.D., Dept. of Commerce, Government First Grade College, Manhalli. Tq. Dt. Bidar

International Journal of Latest Technology in Engineering, Management & Applied Science, 2025, vol. 14, issue 9, 54-60

Abstract: Agricultural credit in Karnataka primarily comes from cooperative banks, regional rural banks, and commercial banks, often supported by government schemes offering interest subsidies and loans for various agricultural and allied activities. The Government of Karnataka mainly provides schemes such as the Kisan Credit Card (KCC) for crop loans, loans for animal husbandry and fisheries, and other schemes like Ganga Kalyana for irrigation. The progress of agricultural credit in India, especially in the Kalyana Karnataka region, has depended crucially on government intervention over the years. This empirical study attempts to examine the role of banks in providing agricultural finance and to suggest some framework changes to address farmers’ problems and build a sound financing system for the future. Agricultural Credit during 2023–24, the disbursement of agricultural credit during 2023–24 was ₹25.10 lakh crore against the target of ₹20.00 lakh crore, indicating an achievement of 125%. Commercial banks, RRBs, and cooperative banks accounted for 75%, 13%, and 12% of the total disbursement, respectively.

Date: 2025
References: Add references at CitEc
Citations:

Downloads: (external link)
https://www.ijltemas.in/DigitalLibrary/Vol.14Issue9/54-60.pdf (application/pdf)
https://www.ijltemas.in/papers/volume-14-issue-9/54-60.html (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:bjb:journl:v:14:y:2025:i:9:p:54-60

Access Statistics for this article

International Journal of Latest Technology in Engineering, Management & Applied Science is currently edited by Dr. Pawan Verma

More articles in International Journal of Latest Technology in Engineering, Management & Applied Science from International Journal of Latest Technology in Engineering, Management & Applied Science (IJLTEMAS)
Bibliographic data for series maintained by Dr. Pawan Verma ().

 
Page updated 2025-10-09
Handle: RePEc:bjb:journl:v:14:y:2025:i:9:p:54-60