Financial Empowerment Among First-Year Students of College of Education: Basis for Financial Literacy Program

Joricson B. Alfredo, Valerie C. Guzman, EdD Herminio C. Orpricio , Vincent T. Ignacio, Graille B. Banggollay and Benedict S. Baytos
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Joricson B. Alfredo: Ifugao State University-Potia Campus, Philippines
Valerie C. Guzman: Ifugao State University-Potia Campus, Philippines
EdD Herminio C. Orpricio : Ifugao State University-Potia Campus, Philippines
Vincent T. Ignacio: Ifugao State University-Potia Campus, Philippines
Graille B. Banggollay: Ifugao State University-Potia Campus, Philippines
Benedict S. Baytos: Ifugao State University-Potia Campus, Philippines

International Journal of Research and Scientific Innovation, 2025, vol. 12, issue 15, 1477-1488

Abstract: This study aimed to determine the level of financial empowerment among first-year students of College of Education, the barriers and the interventions. The questionnaire was the main instrument used to gather the needed data and it made used of descriptive research design under quantitative research and also used qualitative research for the research interview to find their knowledge, skills and attitudes towards their finances. There are one hundred ninety-two (192) respondents came from the first-year students of College of Education at Ifugao State University-Potia Campus. The descriptive statistical treatments were used in the analysis and interpretation of the gathered data. The findings revealed that the first-year students of College of Education are financially empowered which helps them to save their money. Financially empowered gives them a knowledge to be responsible to manage their finance. Furthermore, the interventions that will be implement to enhanced financial literacy and empowerment among first-year students of College of Education is the project IMPOK- Income, Management, Pathways, Opportunities and Knowledge for future educators. These interventions help the students of the College of Education to broaden there knowledge not just on saving and budgeting their money but also it teaches them to be more responsible in their finances, seek more opportunities, how to manage their incomes and budgets, also it will lead them to a better way on how to be more cautious enough on their finances.

Date: 2025
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