Contribution to the study of factors influencing the decision to finance business creation projects: case of the wilaya of Bejaia

Lamia Amirat and Tayeb Chabi
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Lamia Amirat: University of Bejaia, Algeria
Tayeb Chabi: University of Bejaia, Algeria

IJEP, 2021, vol. 4, issue 3, Pages : 54-70

Abstract: The purpose of this study is to explain the decision to finance business creation projects through a sample of 20 funders located in the wilaya of Bejaia. The results proved the statistical significance of six variables, among thirteen proposed. These are the experience, the relationship, the financial projections, the type of funding, the amount of funding and the guarantees. Our recommendations relate to institutional, regulatory and technical considerations. L’objectif de cette étude est d’expliquer la décision de financement de projets d’entreprises à travers un échantillon de 20 bailleurs de fonds situés dans la wilaya de Bejaia. Les résultats ont prouvé la significativité statistique de six variables, parmi treize proposées. Il s’agit de l’expérience, de la relation, des projections financières, du type du financement, du montant du financement et des garanties. Nos recommandations portent sur des considérations à la fois institutionnelles, réglementaires et techniques.

Keywords: Bejaia; decision; financing; business creation; factors; décision; financement; création d’entreprises; facteurs (search for similar items in EconPapers)
Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:bjm:ijep00:v:4:y:2021:i:3:id:121

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