The contribution of business centers of private banks in the financing of SMEs in Algeria: Case of the wilaya of Bejaia

Nacer-Eddine Mouffok and Salim Saidani
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Nacer-Eddine Mouffok: University of Bejaia, Algeria
Salim Saidani: University of Bejaia, Algeria

IJEP, 2022, vol. 5, issue 1, Page : 333-350

Abstract: The objective of this article is to examine the contribution of the Business Centers of Private Banks in the financing of SMEs in the wilaya of Bejaia, through a qualitative and quantitative exploratory study based on a field survey. The results show that banking regulations towards SMEs can be described as rigid and that the financing constraint lies in bureaucratic practices, the slowness of administrative procedures, as well as the high level of guarantees required.

Keywords: Banks; Bejaia; Business Center; Credit; SMEs (search for similar items in EconPapers)
Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:bjm:ijep00:v:5:y:2022:i:1:id:100

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