Effects of HIV/AIDS and Microfinance of Women on Income, Medical Expenditures and Schooling in Côte d'Ivoire

Namizata Binaté Fofana, Johan A. C. van Ophem, Anke Niehof and Gerrit Antonides

African Development Review, 2014, vol. 26, issue 2, 322-332

Abstract: This paper examines the issue of HIV and AIDS in relation to women, human capital and microfinance in Côte d'Ivoire. In total, 440 women and two microfinance institutions (MFIs) served as study units. The HIV epidemic negatively affected both the human and financial capital of households. The morbidity of HIV/AIDS‐affected respondents negatively influenced the level of their income. MFI credit failed to increase HIV‐positive women's income, while they faced higher medical expenditures than non‐affected women. At the household level, HIV had a negative effect on school enrolment of children. The inability of children to attend school shows the long‐term effect of HIV/AIDS on the level of education of future generations and accordingly its impact on their contribution to the development of the country.

Date: 2014
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