PERFORMANCE ANALYSIS FOR A SAMPLE OF MICROFINANCE INSTITUTIONS IN INDIA
Alain de Crombrugghe,
Michel Tenikue () and
Annals of Public and Cooperative Economics, 2008, vol. 79, issue 2, 269-299
ABSTRACT**: We use regression analysis to study the determinants of self‐sustainability of a sample of microfinance institutions in India. These institutions stand out by their ability and willingness to report financial and operational data to Sa Dhan, a know‐how sharing organization. We investigate particularly three aspects of sustainability: cost coverage by revenue, repayment of loans and cost‐control. Our results suggest that the challenge of covering costs on small and partly unsecured loans can indeed be met, without necessarily increasing the size of the loans or raising the monitoring cost. The analysis suggests other ways to improve the financial results, like a better targeting of the interest rate policy or increasing the number of borrowers per field officer especially in collective delivery models.
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (15) Track citations by RSS feed
Downloads: (external link)
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:bla:annpce:v:79:y:2008:i:2:p:269-299
Ordering information: This journal article can be ordered from
http://www.blackwell ... bs.asp?ref=1370-4788
Access Statistics for this article
Annals of Public and Cooperative Economics is currently edited by Marco Marini
More articles in Annals of Public and Cooperative Economics from Wiley Blackwell
Bibliographic data for series maintained by Wiley Content Delivery ().